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NJ HEALTH AND ACCIDENT INSUARANCE EXAM LATEST ACTUAL EXAM WITH REAL QUESTIONS AND CORRECT VERIFIED ANSWERS (FULL REVISED EXAM) A NEW UPDATED VERSION |GUARANTEED PASS A+ $20.49   Add to cart

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NJ HEALTH AND ACCIDENT INSUARANCE EXAM LATEST ACTUAL EXAM WITH REAL QUESTIONS AND CORRECT VERIFIED ANSWERS (FULL REVISED EXAM) A NEW UPDATED VERSION |GUARANTEED PASS A+

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  • NJ HEALTH AND ACCIDENT INSUARANCE 2024

NJ HEALTH AND ACCIDENT INSUARANCE EXAM LATEST ACTUAL EXAM WITH REAL QUESTIONS AND CORRECT VERIFIED ANSWERS (FULL REVISED EXAM) A NEW UPDATED VERSION |GUARANTEED PASS A+

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  • October 1, 2024
  • 21
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers
  • nj health and accident
  • NJ HEALTH AND ACCIDENT INSUARANCE 2024
  • NJ HEALTH AND ACCIDENT INSUARANCE 2024
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NJ HEALTH AND ACCIDENT INSUARANCE EXAM
LATEST 2024-2025 ACTUAL EXAM WITH REAL
QUESTIONS AND CORRECT VERIFIED ANSWERS
(FULL REVISED EXAM) A NEW UPDATED VERSION
|GUARANTEED PASS A+


A licensed producer is required to file notice to any changes of
address within how many days - Answer-30 days


Jonas has disability insurance through his employer. The
employer pays 75% of the premium, and Jonas pays the other
25%. What is Jonas's tax liability for any benefits paid from the
disability plan? - Answer-Taxes must be paid on 75% of the
benefits received


After an insured gives notice of loss, what must he/she do if the
insurer does not furnish forms? - Answer-File written proof of
loss


Which of the following is an example of the insured's
consideration? - Answer-A paid premium


A(n) _______ insurance company is one that was formed under
the laws of a state other than NJ - Answer-Foreign

,Kathy pays a monthly premium on her health insurance policy.
How long is her grace period? - Answer-10 days


Insurance licenses are intended to be issued for the purpose of
authorizing the transaction of business with members of the
general public and not primarily allowing someone to benefit
from commissions on business that insurers their personal
interest. The description of which of the following? - Answer-
Controlled business


A master contract and certified coverage can be found in which
type of policy? - Answer-Group


Medicaid is a government-funded program designed to provide
health care to - Answer-poor people


Which type of long-term care benefit would be most
appropriate for a stroke victim who requires speech therapy
administered at her home? - Answer-Home Health Care


What does the Consolidated Omnibus Budget Reconciliation
Act (COBRA) of 1985 allow an employee to do? - Answer-In the

, event of employment termination, group health insurance can
be kept if the employee pays the premiums


Replacement regulation is designed to protect the interests of -
Answer-Policy owners


Continued coverage under COBRA would be provided to all of
the following except? - Answer-a covered employee is
terminated for gross misconduct


A health insurer must be provided with written proof of loss
______ days after the date of loss - Answer-90 days


All of the following are factors would affect a health insurance
policies premium rate Except - Answer-Residential address of
the insured


In what form do disability income policies typically pay benefits
- Answer-Periodic income


The Mandatory health policy provision states that the policy,
including endorsements and attached papers, constitutes -
Answer-The entire insurance contract between the parties

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