CUNA Financial Counseling Exam
Questions and Answers.
Cycle 1 - CORRECT ANSWER Earn/Spend/Earn/Spend
Cycle 2 - CORRECT ANSWER Earn/Spend/Borrow/Spend
Cycle 3 - CORRECT ANSWER Earn/Spend/Save
Cycle 4 - CORRECT ANSWER Earn/Save/Spend
Why is it important for counselors to have an understanding of Hemispheric thinking - CORRECT
ANSWER So that they are aware that everyone learns and processes information differently and they
can present information in a variety of different ways for anyone to understand
Hard Approach - CORRECT ANSWER Hard approach communicates in ways that are orderly, specific, and
straight forward
Soft Approach - CORRECT ANSWER Offers possibilities and suggestions,
avoiding absolutes or directives
Relationship With Others ; Open - CORRECT ANSWER Open represents information that is known
to a counselor and member
Relationship With Others ; Blind - CORRECT ANSWER Blind represents information a counselor
knows, and a member does not.
Relationship With Others ; Hidden - CORRECT ANSWER Hidden represents information the member
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