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Personal Lines Exam Simulator Questions And Answers With Verified Solutions Already Passed!!!
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Personal Lines Exam Simulator Questions And Answers With Verified Solutions Already Passed!!!
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Personal Lines Exam SimulatorQuestions And Answers With Verified
Solutions Already Passed!!!
The insurer providing coverage under a Personal Auto Policy may cancel the
policy for any reason except discrimination during which of the following time
frames: - ANSWERS✔✔The first 60 days
In a DP-1, which of the following coverages may be added by endorsement? -
ANSWERS✔✔Additional living expenses
Florida's Financial Responsibility law is triggered by all of the following EXCEPT:
- ANSWERS✔✔A speeding ticket for exceeding the posted limit by 50 mph
Policies issued through the Citizens Property Insurance Corporation may be
replaced at any time during the policy period if coverage becomes available by an
authorized insurer. How many days' notice is required to replace a policy? -
ANSWERS✔✔60days
A Customer Representative is appointed by which of the following: -
ANSWERS✔✔An insurance agency
General Lines Agents who hold a CLU or CPCU designation and have been
licensed for 25 years must satisfy continuing education. How many hours are they
required to complete? - ANSWERS✔✔10 hours
All of the following are prohibited as unfair methods of competition and unfair or
deceptive acts or practices under Florida law except: (Sliding,
Unlawful rebating, Twisting) - ANSWERS✔✔Advertising gifts under $25
, What is the maximum period of time for which an agent's license may be
suspended? - ANSWERS✔✔24 months
The situation in which an agent obtains a license for the purpose of writing
insurance only on family members or business relationships is known as: -
ANSWERS✔✔Controlled Business
A 16-year old boy accidentally hits a neighbor in the head with a baseball bat. The
boy's uncle, who had custody of him for the day, had a Homeowners policy. The
uncle's liability coverage will: - ANSWERS✔✔Provide coverage, because the boy
was under 21 and in the care, custody, and control of the insured
The quality within an object that results in the object's tending to damage or
destroy itself, is called: - ANSWERS✔✔Inherent vice
With respect to Florida Statutes, "transacting insurance", includes all of the
following except: - ANSWERS✔✔With respect to Florida Statutes, "transacting
insurance", includes all of the following except:
Knowingly making any misleading representations or incomplete or fraudulent
comparisons of any insurance policy with the intent of inducing a person to cancel
any insurance policy or allow it to lapse is known as: - ANSWERS✔✔Twisting
What are the basic limits under Section II of a Homeowners Policy? -
ANSWERS✔✔$100,000 per occurrence / $1,000 medical payments
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