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Personal Lines Review Questions Answers With Verified Solutions Already Passed!!!
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Personal Lines Review Questions Answers With Verified Solutions Already Passed!!!
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Personal Lines Review QuestionsAnswers With Verified Solutions Already
Passed!!!
Section 1 of a homeowners' policy covers all of the following, except:
A- Dwelling
B- Detached garage to house the neighbor's car
C- Contents of the dwelling
D- Contents of a detached structure used as an office - ANSWERS✔✔
By what other name is the DP-3 known?
A- Basic form
B- Personal property
C- Dwelling
D- Fair rental value - ANSWERS✔✔
Which of the following is covered under the DP-1?
A- Falling objects
B- Freezing
C- Lightning
D- Weight of ice, snow, or sleet - ANSWERS✔✔
Which of the following is not covered under Coverage A of the homeowners'
forms?
A- Attached structures
B- Dwelling
,C- Construction materials located next to the insured premises
D- Land - ANSWERS✔✔
What is another name for the HO-4?
A- Modified coverage form
B- Broad form
C- Tenants form
D- Special form - ANSWERS✔✔
Which of the following types of property is subjected to a special sub-limit under
Coverage C of the Homeowners policy?
A- Ceramic art
B- Tapestries
C- Guns
D- Movable property - ANSWERS✔✔
Which of the following is not a supplementary payment under Section II of the
Homeowners Policy?
A- Defense costs
B- The insured's loss of earnings
C- Expenses incurred by the insured at the insurer's request
D- Claim settlement payments - ANSWERS✔✔
Which of the following vehicles is considered a temporary substitute auto?
A- An auto being test-driven by an insured for possible purchase
B- A neighbor's auto borrowed by an insured over a weekend
, C- A dealer's loaner car used which the insured's auto is being repaired
D- A vehicle rented by the insured on vacation - ANSWERS✔✔
All of the following are true concerning Section II of the Homeowners Policy
EXCEPT:
A- It provides coverage for suits brought against the insured because of bodily
injury
B- It provides coverage for suits brought against the insured because of property
damage
C- It provides a defense even if a suit against an insured is groundless, false, or
fraudulent
D- It provides coverage for suits brought against the insured for bodily injury even
if the injury was expected or intended by the insured - ANSWERS✔✔
Which of the following is not covered under Part D of the Personal Auto Policy?
A- Road damage to tires
B- Earthquake
C- Flood
D- Riot - ANSWERS✔✔
What is covered under Coverage B of the Dwelling form?
A- Other Structures
B- Personal Property
C- Dwelling
D- Fair rental value - ANSWERS✔✔
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