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State farm certification - claims adjuster questions and answers rated A+ 2024/2025 $11.49
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State farm certification - claims adjuster questions and answers rated A+ 2024/2025
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State farm certification - claims adjuster questions and answers rated A+ 2024/2025

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  • October 2, 2024
  • 5
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers

Subjects

  • state farm property
  • special limits of liability for 1 cash ans200
  • we do now not cowl other systems ans1no longer
  • cov b we cover non public assets commonly situate

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State farm certification - claims adjuster

Special Limits of Liability for
1. Cash - ANS$200 for money or coins

whats covered underneath residing - ANS1.Structures attached to living
2.Materials/substances on or adjoining to house premises for construction use or alteration of
the premises.
3.Foundation, footings, ground slabs helping residing
-wall to wall carpeting

different systems separated through clean space are.... Inclusive of - ANScovered.
Structures linked to the residing through simplest
a fence, utility line, or comparable connection are taken into consideration
to be other systems.

We do now not cowl other systems: - ANS1.No longer completely connected to or otherwise
forming a
part of the realty;
2.Utilized in entire or in element for commercial enterprise functions; or
three.Rented or held for condo to a person no longer a tenant of
the living, except used entirely as a non-public garage.

Land, costs to replace/stabilize or store lands are ____ blanketed - ANSnot

Cov A

1.At your request, we
will cover non-public property owned by way of others while____
2.We can additionally cowl personal belongings owned through a visitor or a
residence employee, while_____ - ANSthe
property is on the part of the residence premises occupied completely via an insured.
2.The property is in some other
residence occupied by an insured.

Cov B

We cover non-public assets commonly situated at an in-
sured's residence, other than the residence premises,
for as much as ___or ____of the Coverage ____ restrict, whichever is extra. - ANS$1,000 or
10%, B limit.

, Additional Living Expense is for up to (time) - ANSfor up to 24
months. Our payment is constrained to incurred expenses for the
shortest of: (a) the time required to restore or update the
premises; (b) the time required in your family to
settle someplace else; or (c) 24 months.

Fair Rental Value. As much as - ANS12 months

Prohibited Use insurance - ANSInsured, we will cowl
any ensuing Additional Living Expense and Fair Rental for a period now not exceeding two
weeks
at the same time as use is illegitimate.

Debris Removal phrases - ANSWhen the quantity payable for the belongings damage plus
the particles removal exceeds the limit for the broken
property, an additional five% of that limit is available for
particles removal cost. This additional quantity of insur-
ance does now not follow to Additional Coverage, object 3.
Trees, Shrubs and Other Plants.
We may even pay as much as $500 within the aggregate for every loss
to cover the reasonable prices you incur in the re-
moval of tree debris from the residence premises while
the tree has brought on a Loss Insured to Coverage A
belongings.

Trees, Shrubs and Other Plants are protected below - ANSFire or
lightning, Explosion, Riot or civil commotion, Aircraft,
Vehicles (now not owned or operated with the aid of a resident of the
house premises), Vandalism or malicious mischief
or Theft.

The limit for this insurance, consisting of the elimination of
particles, shall not exceed five% of the quantity proven within the
Declarations for COVERAGE A - DWELLING.

Coverage c is - ANSloss of use

Credit Card, Bank Fund Transfer Card, Forgery and
Counterfeit Money pay as much as ________
There is __________ - ANS$1000 and there is no deductible for this insurance

Power Interruption is protected because of _____ and if______ - ANScovered accidental direct
physical

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