FINAL EXAM ARIZONA LIFE AND HEALTH EXAM STUDY GUIDE
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Course
Arizona life and health insurance
Institution
Arizona Life And Health Insurance
FINAL EXAM ARIZONA LIFE AND
HEALTH EXAM STUDY GUIDE
If dividend option choices are offered on a whole life insurance policy, the policy
MUST - Answer-contain a statement that dividends are NOT guaranteed
An insured files for an accident and health insurance policy claim eight days after the pre...
When would evidence of insurability be required for a person already covered with a variable universal
life policy? - Answer✔✔-When the death benefit is increased
Which of these situations would NOT potentially involve a prison sentence under Federal law? -
Answer✔✔-Selling insurance with a nonresident license
Under which circumstance is the interest rate guaranteed within a market value adjusted annuity? -
Answer✔✔-When the contract has been held for the period specified in the policy
When a producer submits an application that discloses personal information regarding the applicant,
who supplies the privacy notice? - Answer✔✔-The producer
The producer is responsible for providing the insurance applicant with privacy notices.
An individual is seeking coverage for nursing home (custodial) care that does NOT require any previous
period of hospitalization. Which program offers these specifications? - Answer✔✔-AHCCCS
Which of these is NOT used as selection criteria in the underwriting process of a life insurance
application? - Answer✔✔-national origin
A group health certificate for coverage issued in
Arizona MUST contain a(n) - Answer✔✔-A summary of policy features and benefits
A life annuity feature which provides benefit payments for a minimum number of years, no matter when
the annuitant dies, is called - Answer✔✔-period certain
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