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Alabama Personal Lines Producer Test Questions And Answers With Verified Solutions Already Passed!!! $14.49   Add to cart
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Alabama Personal Lines Producer Test Questions And Answers With Verified Solutions Already Passed!!!
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Alabama Personal Lines Producer Test Questions And Answers With Verified Solutions Already Passed!!!

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  • October 2, 2024
  • 15
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers

Subjects

  • in al
  • alabama personal lines producer test questions and
  • to extend coverage under the personal auto policy
  • what is the standard policy limit for coverage e
  • debris removal under a homeowners policy is

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  • Personal lines
  • Personal lines

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Alabama Personal Lines Producer Test
Questions And Answers With Verified
Solutions Already Passed!!!
To extend coverage under the personal auto policy for a motorcycle, the insured
must purchase the - ANSWERS✔✔Miscellaneous type vehicles endorsement


What is the standard policy limit for coverage E (personal liability) under section 2
of the homeowners policy? - ANSWERS✔✔$100,000 per occurrence


Debris removal under a homeowners policy is - ANSWERS✔✔Covered if the loss
is due to a covered peril


Before a homeowner begins a FORTIFIED upgrade on their home, it is important
that they receive: - ANSWERS✔✔An evaluation and current conditions report


In Alabama the minimum limits of uninsured motorist coverage are -
ANSWERS✔✔$25,000 per person and $50,000 per accident for bodily injury


In Alabama a candidate for a property and casualty insurance producer license
must complete a prelicensing course consisting of ___ hours unless exempt from
this requirement. - ANSWERS✔✔40


Frank owns a power boat with a 100 horsepower motor. Which is true of Frank's
coverage for the boat under his homeowners policy? - ANSWERS✔✔A. Frank
would have no property of liability coverage for the boat
B. Frank would have $1000 property cover and limited liability coverage
C. Frank would have $1500 property coverage for the boat but no liability
coverage

, D. Frank would have both property and liability coverage for the boat
Answer: C


The insured has a duty to notify the insurance company of a loss within what
period of time? - ANSWERS✔✔Promptly


The definition of " casualty" insurance includes - ANSWERS✔✔Liability
insurance


One defense to a negligence claim is that a claimant who understood the dangers
inherent in the activity cannot recover in the event of injury from the activity. This
defense is known as: - ANSWERS✔✔Assumption of the risk


Which of the following unendorsed policies include liability coverage? -
ANSWERS✔✔All homeowners forms


Which one of the following losses would not be paid under the medical payments
coverage of Willa Diana personal auto policy? - ANSWERS✔✔A. Willa was
injured in an accident while riding in a friends car
B. Willas daughter was injured while driving a car she stole from the school
parking lot
C. Willas son was injured when he was struck by a city bus
D. A friend of willas son was injured in an accident while riding in willas car.
Answer: D


Under the law of agency in an insurance transaction the insurance producer is
considered the - ANSWERS✔✔Agent

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