Medicare Supplements Exam Questions with Correct Answers
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Course
Medicare Supplements
Institution
Medicare Supplements
What are medicare supplement policies? - Answer-individual and group disability insurance policies designed to reimburse under Medicare medical, hospital, surgical expenses
Medicare supplement policies are not included in what two parts of mediCare? One other thing - Answer--Part C
-Outpatient ...
Medicare Supplements Exam Questions
with Correct Answers
What are medicare supplement policies? - Answer-individual and group disability
insurance policies designed to reimburse under Medicare medical, hospital, surgical
expenses
Medicare supplement policies are not included in what two parts of mediCare? One
other thing - Answer--Part C
-Outpatient prescription drugs in part D
-Health care prepayment plan that provides benefits to agreement under SSA
Medicare eligible expenses are health care expenses of the kinds covered by what? -
Answer-Medicare to extent they are recognized as reasonable by MEedicare
Can a policy or certificate advertised, solicited or issued in Montana as Medicare
supplement policy be issued if it contains limitations or exclusions on coverage that are
more restrictive than medicare? - Answer-no it can't
Can a medicare supplement policy have a preexisting conditions policy? - Answer-yes
Can a medicare supplement policy or certificate use waivers to exclude, limit or reduce
coverage or benefits for specifically named and described preexisting diseases or
physical conditions? - Answer-no
Can a medicare supplement duplicate benefits provided by medicare? - Answer-no
What are allowable exclusions under Medicare Supplements? - Answer--mental
emotional disorder
-alcohal/drug addiction
-condition from war
-condition from felony, riot or services
-suicide
-dental care
-eyeglasses, hearing aids
-benefits from other gov't program
-other exclusions
Can a Medicare supplement policy with benefits for outpatient prescription drugs be
issued after Dec 31 2005? What if it was in existence before January 1,2006? - Answer-
no
it can be renewed if they don't enroll in part D
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