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COLORADO HEALTH INSURANCE EXAM ACTUAL EXAM VERSION A AND STUDY GUIDE COMPLETE 350 QUESTIONS AND CORRECT SOLUTIONS LATEST JUST RELEASED$22.99
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COLORADO HEALTH INSURANCE EXAM ACTUAL EXAM VERSION A
AND STUDY GUIDE COMPLETE 350 QUESTIONS AND CORRECT
SOLUTIONS LATEST 2024-2025 JUST RELEASED
Q: An insurer must provide claim forms to an insured within a MAXIMUM of how many days
after receiving notice of an Accident & Health claim?
A.Five
B.Fifteen
C.Twenty
D.Thirty - ANSWER-B
Q: A precertification review prior to a nonemergency hospitalization is an example of:
A.managed care
B.Medicaid
C.Medicare
D.Disability Income - ANSWER-A
Q: In which of the following health policies are both the renewability and the premiums
guaranteed?
A.Noncancellable
A.
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Noncancellable
B.Optionally Renewable
B.
Optionally Renewable
C.Guaranteed Renewable
C.
Guaranteed Renewable
D.Conditionally Renewable
D.
Conditionally Renewable - ANSWER-A
Q: Which of the following statements is CORRECT about a Waiver of Premium provision in a
Disability Income policy?
A.It allows the insurer to deduct premiums due from the disabled insured's benefit payments.
A.
It allows the insurer to deduct premiums due from the disabled insured's benefit payments.
B.It allows the insurer to increase the amount of premium during the insured's time of
disability.
B.
It allows the insurer to increase the amount of premium during the insured's time of disability.
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C.It allows the insured to extend the length of the Grace Period while disabled.
C.
It allows the insured to extend the length of the Grace Period while disabled.
D.It allows the insured to maintain a policy in force while disabled and unable to pay premiums.
D.
It allows the insured to maintain a policy in force while disabled and unable to pay premiums. -
ANSWER-D
Q: Which of the following laws requires an insurer to notify an applicant in writing that an
investigative consumer report may be made on the applicant?
A.Uniform Provisions Law
A.
Uniform Provisions Law
B.Freedom of Information Act
B.
Freedom of Information Act
C.Medical Information Bureau Disclosure Act
C.
Medical Information Bureau Disclosure Act
D.Fair Credit Reporting Act (Insurance Information and Privacy Protection Act)
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D.
Fair Credit Reporting Act (Insurance Information and Privacy Protection Act) - ANSWER-D
Q: When delivering a policy to a client, a producer should take all of the following actions
EXCEPT:
A.collect any premiums due
A.
collect any premiums due
B.fully explain all exclusions and/or riders
B.
fully explain all exclusions and/or riders
C.keep the policy in the producer's office for safe-keeping on behalf of the client
C.
keep the policy in the producer's office for safe-keeping on behalf of the client
D.review all benefits provided by the policy
D.
review all benefits provided by the policy - ANSWER-C
Q: An Accident and Health policy Notice of Claim provision requires that an insured give written
notice to the insurer within a MAXIMUM of how many days after a loss?
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