NJ HEALTH AND ACCIDENT
INSURANCE ACTUAL EXAM 2025
TESTBANK WITH ACTUAL EXAM
QUESTIONS AND 100% CORRECT
ANSWERS| A+ STUDYGUIDE
In New Jersey a small group health plan requires a
continuance or prior credible coverage provided that there
has been no gap in coverage for a period not to exceed
what period of time?
15 days
30 days
90 days
180 days Correct Answer 90 days
When the insurer enters into an agency contract with a
licensed producer, it must file a Notice of Agency Contract
with the Department within how many days?
15 days
30 days
10 days
,20 days Correct Answer 15 days
Bryce purchased a disability income policy with a rider that
guarantees him the option of purchasing additional
amounts of coverage at predetermined times without
requiring to provide evidence of insurability. what kind of
rider is this?
When the word "insurance" Appears in a producers
business name, which of the following words cannot be
approved?
• Corporation
• Agency
Brokerage
• Company Correct Answer Company
Medicare provides coverage for each of the following
except
• hospital room and board
• doctor and surgeon services
• prescription drugs
• custodial care Correct Answer custodial care
,Medicare Part A does not pay for medical benefits
provided for treatment in a skilled nursing facility beyond?
30 days
60 days
100 days
120 days Correct Answer 100 days
Funding for Medicare Part B is funded by? Correct Answer
User premiums
New Jersey insurance law requires eligible individuals to
make an election to continue health insurance benefits
with a MAXIMUM of ___ days after coverage termination?
30
60
90
120 Correct Answer 60
Chris is an insured bricklayer who severed his left hand in
an automobile accident. Although his primary duty cannot
be performed, Chris is also a substitute high school
, teacher. He collects a full disability income check every
month. How does his policy define total disability?
Recurrent
Any occupation
Own occupation
Presumptive Correct Answer Own occupation
Which type of disability would be less than total
impairment and equal to permanent impairment?
Distributions from a Health Savings Account (HSA) for
qualified medical expenses are?
Fully taxable
Tax-free
Partially taxable
The benefits of buying summaries with Stuvia:
Guaranteed quality through customer reviews
Stuvia customers have reviewed more than 700,000 summaries. This how you know that you are buying the best documents.
Quick and easy check-out
You can quickly pay through credit card or Stuvia-credit for the summaries. There is no membership needed.
Focus on what matters
Your fellow students write the study notes themselves, which is why the documents are always reliable and up-to-date. This ensures you quickly get to the core!
Frequently asked questions
What do I get when I buy this document?
You get a PDF, available immediately after your purchase. The purchased document is accessible anytime, anywhere and indefinitely through your profile.
Satisfaction guarantee: how does it work?
Our satisfaction guarantee ensures that you always find a study document that suits you well. You fill out a form, and our customer service team takes care of the rest.
Who am I buying these notes from?
Stuvia is a marketplace, so you are not buying this document from us, but from seller TUTORWAC. Stuvia facilitates payment to the seller.
Will I be stuck with a subscription?
No, you only buy these notes for $23.99. You're not tied to anything after your purchase.
