Texas all lines adjuster exam 378 Questions with 100 Correct Answer... file:///C:/Users/HP/Desktop/New%20fl/Texas%20all%20lines%20ad
Texas All Lines Adjuster Exam 378 Questions
with 100% Correct Answers
1. All of the following are criteria for an accident to have occurred "in the course of" the
employment under a workers' compensation policy, EXCEPT
Answer While performing a task that a fellow worker requested, that was unusual to the
employee's job description, but occurred on the employer's premises during workinghours.
2. Which of the following statements is NOT TRUE regarding the implied war-ranties of
an Ocean Marine policy?
Answer The implied warranties are attached to the policy as an endorsement..
3. Parmelia is covered under two separate standardized Personal Automobilepolicies,
with Part C limits under both policies set at $200,000. Parmelia is involved in an accident
with an uninsured motorist and she sustains bodily injury damages for $262,320. How
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much will Parmelia receive when she sub-mits a claim for these damages
Answer $200,000
4. Which of the following endorsements must be attached to a standard Busi-nessowners
policy for coverage to apply to a businesses freezer that was damaged by the interruption
of a power source
Answer Utility Services - Direct Damageendorsement.
5. After completing an inspection of an insured's pressure equipment and firesuppression
systems, the inspector determines that the pressure equipmentneeds to be repaired and
the suppression systems have not been cleaned andinspected in the time frame required
by the policy. The insurer will
Answer
Suspendcoverage immediately by red tagging the items until they are repaired, cleaned andpass
reinspection
6. To be eligible for coverage under a standardized Dwelling policy, the insuredmust not
allow more than boarders to live on the premises.
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Answer 5
7. All of the following are "Perils of the Sea" under an Ocean Marine policy,EXCEPT
Answer
Pirates
8. The amount of insurance countersigned, issued, or sold by an agent or producer to
cover immediate family members, an employer, or employees isknown as
Answer
Controlled business
9. Which of the following standardized Dwelling insurance forms providescoverage
for loss of rental income
Answer The DP-1, DP-2, and DP-3 forms
10. The "Part B - Medical Payments" coverage of a personal automobile policycovers
injuries for all of the following, EXCEPT
Answer
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A passenger who is injured inanother vehicle that is struck by the insured's vehicle in an
accident
11. Which of the following are the Texas Workers' Compensation benefits that are
increased by a cost-of-living adjustment (COLAs)
Answer Lifetime Income Benefits(LIBs) only
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