Texas All Lines Adjuster Laws & Regulation Review Quiz.pdf file:///C:/Users/HP/Desktop/New%20fl/Texas%20All%20Lines%20A
Texas All Lines Adjuster Laws & Regulation Review
Quiz Questions & Answers
1. All of the following are exempted from the requirement of an adjuster's license
examination except: A. Those persons holding CPCU designation; B.those persons
adjusting workers compensation claims; C.Those persons whohave received the Associate
in Claims (AIC) designation; D. Those persons who have a certificate of completion
showing that within the past 12 monthsthe applicant has completed a certified adjuster
prelicensing education pro- gram and passed the state examination.:
Answer B. A person adjusting workers compen-sation claims is not exempt.
2. All of the following are qualifications of applicants for an adjuster license in Texas
except: A. is at least 25 yrs. of age; B. resides in this state or a statethat permits a resident
of this state to act as an adjuster in that state; C. is trustworthy; D. has passed the required
examination or presents evidence thatthe applicant has been exempted from the
examination.:
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Answer A. Applicants must beat least 18 yrs. of age.
3. An emergency adjuster license is effective for a period not to exceed: A. 180days B. 120
days; C. 90 days; D. 60 days.:
Answer C. An emergency license is effective for a period not to exceed 90 days. The
commissioner may extend the term of the emergency license for an additional period of 90
days.
4. A licensed adjuster must notify the commissioner if the adjuster changes the location
of the adjuster's place of business: A.Within 10 days; B.Within 20days; C. Within 30 days;
D. Notification must be made promptly:
Answer D. A licensedadjuster shall promptly notify the commissioner if the adjuster changes
the locationof the adjuster's place of business.
5. All licensees must complete hours of continuing education withineach
reporting period. A. 15; B. 20; C. 24; D. 30:
Answer D. All licensees must complete 30 hours of continuing education within each reporting
period. However, limited lines licensees, those selling life insurance not exceeding $15,000 and
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county mutual agents are required to comlete 10 hours of continuing education during each
reporting period.
6. Which one of the following is not an example of an unfair claim settlementpractice? A.
Knowingly misrepresenting pertinent facts to claimants; B. Fail-ing to acknowledge
communication within a reasonably prompt period; C. Failing to examine a claimant
under oath; D. Not attempting in good faith to promptly settle a claim when liability is
clear.:
Answer C. The right to examine policy- holders under oath, in the case of questionable claims
or potential fraud, is a right of an insurer during a claim investigation and is part of the
contractural agreementbetween the insurer and the insured. Failing to do so does not constitute
a violationof the state's unfair claims settlement practices.
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