2025 UHC Medicare Basics Assessment (Medicare Advantage [non-
SNP], Prescription Drug and Medicare Supplement Plans) -
Questions with Correct Answers/ Verified/ latest Version
(2024/2025)
Which of the following defines a Medicare Advantage (MA) Plan? - ✔✔MA Plans are health
plan options approved by Medicare and offered by private insurance companies.
To be eligible for this plan type, consumers must meet the following requirements: be
entitled to Medicare Part A and enrolled in Part B, and reside in the plan's service area.
Which plan is being described? - ✔✔Medicare Advantage
Select the option that accurately represents MA Plan network characteristics (non-
emergency care). - ✔✔Members in a PPO plan can use OON benefits but generally at a
higher cost.
Which type of MA Plan is an HMO plan that also covers certain benefits out-of-network,
generally at a higher cost? - ✔✔Point-of-Service (POS) Plan
When does Medicare Supplement Open Enrollment take place? - ✔✔During the first six
months a consumer is 65 or older and enrolled in Medicare Part B.
Jennifer is enrolling into a Medicare Advantage (MA) plan and wants to know what counts
toward the Out-of-Pocket Maximum. Which of the following is accurate? - ✔✔The Out-of-
Pocket Maximum will include her costs toward any Medicare-covered Part A or B services
but does not include the cost of any plan premiums.
Margaret currently has an MAPD Plan. What would happen if you enrolled her into a stand-
alone PDP? - ✔✔She would be disenrolled automatically from her MAPD Plan.
Which of the following best defines Medicare Part D? - ✔✔It is a government program,
offered only through a private insurance company or other private company approved by
Medicare, which provides medical and hospitalization coverage. (wrong)
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