Exam (elaborations)

CE TEST Questions And Answers Latest Top Score.

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CE t

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Uploaded on October 9, 2024
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ce test questions and answers latest top score

Institution CE t
Course CE t

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CE TEST Questions And Answers Latest
Top Score.

In 2003, the State of Florida merged the Department of Insurance, Treasury, State
Fire Marshal, and the Department of Banking and Finance into what is now called -
correct answer. DEPARTMENT OF FINANCIAL SERVICE

Which of the business unit of the Offices of Insurance Regulation (OIR) is responsible
for is responsible for data collections, data analysis, market research and reporting,
application maintenance and support, and technology innovation and planning? -
correct answer. Market Research and Technology Unit

Which is NOT a Division within the Office of Financial Regulation? - correct answer. 1.
Division of Government Affairs YES

What is NOT one of the requirements to get an insurance license in the State of
Florida? - correct answer. Earn a college degree in finance from a state-approved
university or institution

Chapter 2: Insurance Law and Updates Review Questions - correct answer.

What does CS/HB 437 specifically authorize an employer or workers' compensation
insurer to use to place authorized, compensable attendant care services for the benefit
of an injured worker under the Workers' Compensation Law? - correct answer. A
Licensed Nurse Registry

CS/CS/HB 1439 authorizes a financial institution to pay _____ of a deceased deposit
account holder, without any additional court proceeding, order, or judgment authorizing
the payment, the funds on deposit in all qualified accounts, if the total amount of such
funds does not exceed $1,000. - correct answer. the family member

Chapter 3: Ethical Requirements Review Questions - correct answer.

, What do you call it when an insurance agent knowingly permits or offers to make or
make any contract of life insurance, life annuity or disability insurance, or agreement as
to such contract other than as plainly expressed in the contract issued thereon? -
correct answer. Rebating (NO- WRONG ANSWER)
1. Twisting
2. Defaming
3. Churning

Which of the following is a suitability consideration per NAIC's Suitability Model
Regulation? - correct answer. Age

The term surrender means: - correct answer. The owner requests to terminate the
policy before its maturity date. YES

The insurance policy is being revoked from the insurer.
3. The policy has lapsed for nonpayment of premium.
4. The policy has reached its maturity date.

Representing to the applicant that a specific ancillary coverage or product is included in
the policy applied for without an additional charge when such charge is required is
called ______________ . - correct answer. 4. Sliding YES

Can an agent sell or solicit products without being properly licensed? - correct answer.
1. sometimes
2. yes
3. no (COREECT)
4. Yes, if the individual has applied for a license and it is pending approval, or the
individual applies for licensure within six months of selling or soliciting the products.

What means a minimum of 50 minutes of classroom instruction or for self-study
courses, 50 minutes of time that is determined by the Department to be necessary to
study text material in order to successfully complete the final examination? - correct
answer. 1. credit unit
2. CEU
3. credit hour (CORRECT
4. course credit

What is the title of the person or group that heads the Department of Financial Services
and is responsible for overseeing the state's finances, auditing functions and unclaimed
property, auditing state agencies, collecting revenue, paying state bills, regulating
cemeteries and funerals, and handling fires and arsons - correct answer. Chief
Financial Officer (CFO) (CORRECT
2. Governor of Florida
3. Lieutenant Governor
4. Attorney General

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CE TEST Questions And Answers Latest Top Score.

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