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CPCU - Ethics Exam Questions And Answers
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CPCU - Ethics Exam Questions And Answers CPCU - Ethics Exam Questions And Answers CPCU - Ethics Exam Questions And Answers
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CPCU - EthicsEveryday choices made regarding dress or speech are more a reflection of a person's personality; ethical
choices reflect a person's - ANS Character
Moral principles or practices arise out of the desire to avoid - ANS the chaos of unrestrained personal
behavior at the expense of the social order
When it comes to ethics we have the opportunity to - ANS create our own perception and process
In general, it is our ability to _______, in other words to think beyond a surface level that distinguishes
us from the plants and animals with which we share this earth - ANS reason critically
P T Barnum said: - ANS "No man can be dishonest without soon being found out and when his lack of
principle is discovered, nearly every avenue to success is closed... "
Situational ethics is the term for - ANS social behavior that allows people to choose to deal with
dilemmas based on what's right at the moment
The ability to reason critically includes all of the following, EXCEPT - ANS the ability to use judgment of
facts and reach logical conclusions EXCEPT WHEN those conclusions differ significantly from our own
basic beliefs
What comment followed this remark by Aleksandr Solzhenitsyn, a famous Russian dissident? "I've lived
my life in a society where there was no rule of law. And that's a terrible existence." - ANS "But a society
where the rule of law is the only standard of ethical behavior is equally bad."
What does "it's not the harness but the horses that pull the wagon" mean? - ANS Individual actions
create the ethical climate in a company.
,When everyone determines his or her own standards, there are no standards. What human tendency
magnifies this dilemma? - ANS judging oneself according to one's own GOOD INTENTIONS while judging
others by their WORST ACTIONS
Which term is used to describe a gut feeling, when you can tell something feels right or wrong, ethical or
unethical, legal or illegal? - ANS intuition
Acting on your mentor's suggestion that you sell a certain form of insurance to one of your clients
without questioning whether the insurance is required by your client may be an example of which of the
following common patterns of reaction? - ANS blind faith
Suggesting the same life coverage for each person between 20 and 25 or the same annuity products for
each person between 30 and 35 may be an example of which common pattern of reaction? - ANS habit
Reasoning critically involves much more than just an overt, animal instinct reaction to the external
events around us. Reasoning critically requires that we use our mind's ability to process information in a
logical, organized way to reach conclusions that will allow us to make thought-based, rather than
reaction-based, decisions. This involves which of the following? - ANS questioning, rather than simply
accepting
an ethical philosophy that postulates that we should always choose the action that will cause the
greatest amount of good for the greatest number of people - ANS Utilitarianism
a philosophy that postulates that the highest ethical standard can be achieved by doing what is the
greatest good for the "individual" over the long term - ANS Individualism
Individualism is most often associated with which of the following? - ANS Greatest good for the
individual over the long term
Justice is most often associated with which of the following? - ANS Equal treatment of everyone
, All of the following are philosophical approaches to ethics, EXCEPT: - ANS legal rule
The Moral Rights philosophy argues each human being is born with all of the following rights, EXCEPT: -
ANS Right to Universal Health Care
Silver Rule only asks you to do one thing. What is that? - ANS Do no harm
The Moral Rights approach to ethics is based upon: - ANS Developing an understanding of and healthy
respect for the rights of others as individuals
Utilitarianism is most often associated with which of the following? - ANS Greatest amount of good to
occur for the greatest number of people
All of the following are philosophical approaches to ethics, EXCEPT: - ANS religion
The overriding theme of the Justice View is to treat everyone equally, meaning ______________. - ANS
equally good, not equally bad.
Moral Rights is most often associated with which of the following? - ANS Each individual is endowed
with the right to think for him or herself and to make decisions as free thinking human beings
Moral rights philosophy - ANS each individual is endowed with the right to think for himself or herself
and to make decisions as a free thinking human being. The moral rights philosophy holds that the
decisions and choices made by each individual are deserving of (and should be) respected
Among the moral rights philosophy - ANS The right to privacy, truth, justice, freedom from injury or
harm, and many other individual rights
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