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Accident and Health Insurance Policy Standards Questions and Answers 2024 $13.99   Add to cart

Exam (elaborations)

Accident and Health Insurance Policy Standards Questions and Answers 2024

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  • Course
  • North Carolina accident and health insurance
  • Institution
  • North Carolina Accident And Health Insurance

Accident and Health Insurance Policy Standards

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  • October 14, 2024
  • 3
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers
  • North Carolina accident and health insurance
  • North Carolina accident and health insurance
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Accident and Health Insurance Policy
Standards

Individual or family health insurance policies issued to individuals over age 65 may limit
coverage only for __________ ___________ that are defined in the policy. - answered-
existing conditions

Policies may not exclude coverage for a ______ that has been prescribed to treat a type
of cancer for which the FDA has not yet given its approval. - answer drug

Health insurance policies must cover prostate-specific antigen (PSA) tests or similar
tests to detect _________ cancer. - answer prostate

Policies must also cover screening mammograms for women, beginning at age ___. -
answer35

Insurers may not refuse to issue, charge a higher premium, or reduce coverage for
physical illness or injury solely because a person suffers from a what two things? -
answermental illness or chemical dependency.

what plans must cover care provided in a state tax-supported institution on the same
basis as if the care was provided in another public or private institution. - answerhealth
benefit plans

Health benefit plans must provide obstetrical-gynecological benefits to female plan
participants who are age ___ or older. - answer13

Adopted children are covered by their adoptive parent's health insurance upon what? -
answeradoption or when they are first placed for adoption.

Foster children are covered by health insurance upon placement in the foster home to
the same extent as... - answerother members of the family.

True or False: Dependent children are covered by their parents' health insurance from
the moment of birth. - answerTrue

An insurer can or cannot require proof of a child's continuing incapacitation and
dependency more often than annually after the child reaches the limiting age. -
answercannot

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