New York Adjuster Exam Questions And Correct Answers
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Course
Adjuster
Institution
Adjuster
New York Adjuster Exam Questions And
Correct Answers
The insured has moved into a dwelling that was being build and was covered by the "Dwelling
Under Construction" endorsement. How long does the insured have to report his / her occupancy
to the insurance company? - answer30 days
When a New Yo...
Traditionally, the most common type of crop insurance sold prior to the creation of the Multi-
Peril Crop Insurance Program was: - answer✔Coverage for hail damage.
An adjuster's report that contains all the facts, evidence and disposition of the claim and is
considered to be the final report is known as the: - answer✔Full report.
The New York Superintendent of Insurance may refuse to renew, suspend or revoke a license as
a result of which of the following?
I. A violation of any provision of the New York Insurance Code.
II. A licensee making a material misstatement in application for license.
III. A licensee being found guilty of fraud or dishonest practices. - answer✔I, II and III
No insurer may issue checks or drafts or partial settlement of a loss or claim that is still being
negotiated that: - answer✔Releases the insurer from additional liability.
The insured owns a two family dwelling and is covered under a Homeowner policy. One of the
units is rented. The insured also maintains a small incidental business in the structure. In case of
a covered loss, which of the following would NOT be paid under Coverage D - Loss of Use? -
answer✔Loss of income from the incidental business.
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