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AU62 Course Exam Practice Questions with Correct Answers

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AU62 Course Exam Practice Questions with Correct Answers An organization may incur losses from legal liabilities in a number of different ways. Which one of the following actions would best be described as an intentional tort? - Answer-A newspaper mistakenly identifies the driver in an alcohol-...

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  • October 16, 2024
  • 62
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers
  • AU62 Course
  • AU62 Course
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Emillect
EMILLECT 2024/2025 ACADEMIC YEAR ©2024 EMILLECT. ALL RIGHTS RESERVED FIRST PUBLISH OCTOBER, 2024




AU62 Course Exam Practice Questions
with Correct Answers

An organization may incur losses from legal liabilities in a number of different ways. Which one

of the following actions would best be described as an intentional tort? - Answer✔✔-A

newspaper mistakenly identifies the driver in an alcohol-related hit and run accident as John

Doe, a prominent local attorney.


Martin, a 15-year-old boy, carelessly tossed a glass bottle over the heads of several people

toward a recycling bin 15 feet away. Luckily, Martin did not hit anybody between him and the

recycling bin, and the glass fell perfectly into the bin. Unluckily, a private investigator was hiding

in the recycling bin at that moment and suffered a concussion from Martin's bottle. Which one

of the following is the most significant legal issue that the investigator might face in a negligence

claim against Martin? - Answer✔✔-Proximate Cause. Proximate cause is the most significant

legal issue that the investigator might face in a negligence claim against Martin, because Martin

cannot be liable for results that could not have been reasonably foreseen.


Generally, how do courts determine that a defendant is liable under negligence per se? -

Answer✔✔-Courts determine that a defendant is negligent per se when the defendant has

violated a statutory standard.




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Emilia's neighbor, Lucas, planted a garden by Emilia's property. Emilia knew that Lucas's garden

was at risk of damage from flowing rainwater because of the hills at the edge of her property.

Emilia also knew that the trees on her property were old and could fall in strong winds. During

the next storm, the garden was destroyed by a combination of rainwater, falling branches, and

rocks rolling from Emilia's hills. Which one of the following is correct concerning whether Lucas

has a claim against Emilia for any or all of the natural conditions that destroyed his garden? -

Answer✔✔-Emilia's only duty in this case was to remove the old trees that she knew might fall,

and she is not liable for any other natural conditions. When a tree falls and causes damages on

an adjacent premises or a highway, the landowner might be liable for negligence if he or she

knew that the tree might fall and failed to take reasonable steps to remove it.


Paul and Jerry were both six years old when they entered a neighbor's home and used baseball

bats to smash and break household items. When establishing liability for Paul's and Jerry's

actions, the court will most likely primarily consider - Answer✔✔-The tortfeasors' capacity

refers to whether someone has the capacity to form intent for a tortuous act.


Amy was severely injured in an accident with a tractor trailer. She lived for two weeks following

the accident amassing $200,000 of medical bills and other expenses related to the accident. It is

likely that a lawsuit, under survival statutes, the $200,000 of damages will - Answer✔✔-Be

awarded in order to recover damages Amy sustained between the time of her injuries and the

time of her death. It is likely that in a lawsuit, under survival statutes, the $200,000 of damages

will be awarded in order to recover damages Amy sustained between the time of her injuries

and the time of her death


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A court would most likely order an injunction for which one of the following purposes? -

Answer✔✔-To stop infringement of a copyright.


In a class action lawsuit involving an insurer's claim practices, the court must consider the

elements of


Select one: - Answer✔✔-Numerosity, commonality, typicality, and adequacy of representation


Baker Company's salesperson negligently injures a pedestrian while driving a Baker Company

vehicle on a sales call. Under which one of the following legal doctrines could the pedestrian

hold Baker Company responsible for injury caused by the negligence of its employee? -

Answer✔✔-Respondeat superior. The doctrine of respondeat superior states that an employer

may be held liable for the acts of an employee as long as those acts are within the scope of his

or her employment.


Matthew Jones, the named insured under a Business Auto Coverage form (BACF), requires his

employees to use their own cars for business purposes. One of Matthew's employees, Paul,

causes an accident while driving his own truck for the business.


Matthew's BACF shows symbol 3 for liability coverage. Which one of the following correctly

indicates why Matthew is not an insured under the policy for Paul's use of his own truck in this

situation? - Answer✔✔-Matthew is covered for owned private passenger autos only.


Wilson was driving his business auto when it was struck by a hit-and-run driver. He looked to his

business auto policy for coverage for his injuries. Which one of the following symbols shown on




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, EMILLECT 2024/2025 ACADEMIC YEAR ©2024 EMILLECT. ALL RIGHTS RESERVED FIRST PUBLISH OCTOBER, 2024


his policy automatically provides such coverage? - Answer✔✔-Symbol 6—Owned Autos Subject

to a Compulsory Uninsured Motorists Law


When an insured requests the Social Service Agencies—Volunteers as Insureds endorsement,

the insurer often requires the named insured to : - Answer✔✔-Present evidence that each

insured volunteer has auto liability insurance in effect with certain minimum limits of insurance.

If an insured requests the Social Service Agencies—Volunteers as Insureds, the insurer usually

requests the insured to present evidence that each insured volunteer has auto liability

insurance in effect with certain minimum limits of insurance.


Emma runs a painting and wallpapering business. She owns a pickup truck that she uses

primarily to transport workers and materials to clients' homes. The most appropriate use class

for Emma's pickup truck is : - Answer✔✔-Service use


Which one of the following is a true underwriting consideration relevant to business auto

physical damage? - Answer✔✔-Underwriters can sometimes limit exposure to unexpected high

values by providing physical damage on a stated amount basis.


James Smith owns a fleet of tractor-trailer units. Mr. Smith devotes time and effort into

maintaining his auto fleet, the average age of which is 15 years old. Each vehicle is inspected

once a month. Mr. Smith has his own garage for preventive maintenance on the vehicles. Mr.

Smith believes that regular oil changes and new tires have kept his fleet on the road despite

their high mileage. When not in use, the vehicles are kept in a fenced area behind the business.




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