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AHIP FINAL EXAM|| ACTUAL STUDY GUIDE WITH ALL QUESTIONS AND 100% CORRECT ANSWERS|| 2024-2-25 LATEST UPDATE WITH VERIFIED SOLUTIONS ALREADY GRADED A+|| ASSURED PASS!!! $24.49   Add to cart

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AHIP FINAL EXAM|| ACTUAL STUDY GUIDE WITH ALL QUESTIONS AND 100% CORRECT ANSWERS|| 2024-2-25 LATEST UPDATE WITH VERIFIED SOLUTIONS ALREADY GRADED A+|| ASSURED PASS!!!

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AHIP FINAL EXAM|| ACTUAL STUDY GUIDE WITH ALL QUESTIONS AND 100% CORRECT ANSWERS|| 2024-2-25 LATEST UPDATE WITH VERIFIED SOLUTIONS ALREADY GRADED A+|| ASSURED PASS!!!

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  • October 22, 2024
  • 26
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers
  • ahip final exam
  • AHIP
  • AHIP
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AHIP FINAL EXAM|| ACTUAL STUDY GUIDE WITH
ALL QUESTIONS AND 100% CORRECT ANSWERS||
2024-2-25 LATEST UPDATE WITH VERIFIED
SOLUTIONS ALREADY GRADED A+|| ASSURED
PASS!!!
Insurer vs Insured - ANSWER: - insurer is a company that provides plan
- insured are the people that buy into the plan


Group health insurance - ANSWER: Health coverage provided by employers to
members of a group.


Group health insurance - types of coverage - ANSWER: You can choose among
several or just one depending on your employer
* dental, vision, medical benefits, managed care, fee-for-service insurance
- dental:
* basic/preventative services, restorative services, comprehensive or stand-alone,
ACA (children, some adults)
- vision:
* basic exams and prescription glasses, ACA (children, some adults)


^ both are employer-sponsored voluntary group plans


Premium tax-credit - ANSWER: a subsidy that reduces the amount that consumers
must pay
* tax credit that will lower monthly premium based on income and household info
* advanced premium tax-credit (aptc)

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self employed workers - ANSWER: can deduct health insurance premiums from
their federal taxable income - important tax savings


contracts/health insurance policy - ANSWER: between insurer and insured
- consideration: specifically termed agreement w/ promise to do something in
return for a valuable benefit (employer/insured premium payments to the insurer)


Covered services - ANSWER: insurance policy will clearly state their covered
services and their exlusions
- proactive, preventative, and reactive services


cost-sharing - ANSWER: a situation where insured individuals pay a portion of
the healthcare costs, such as deductibles, coinsurance or co-payments
- insured is reimbursed for some but not all of the costs
- reimbursement depends on policy


Deductible/coinsurance - ANSWER: Money paid out of pocket before insurance
covers the remaining costs.


% of medical bill that insured pays out of pocket


copay - ANSWER: a fixed fee you pay for specific medical services


government sponsored plans - ANSWER: federal and state gov
* medicare and medicaid
- medicare --> 65+ or younger w/ disabilities or severe kidney problems

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- medicaid --> low-income individuals


employer sponsored plans - ANSWER: - employer determines coverage
- company's HR dept answers employee questions


excluded services - ANSWER: services not covered in a medical insurance
contract like experimental or non-contracted providers, elective or cosmetic
surgery


Health Care Philosophy - ANSWER: * good quality = cost effective
- more expensive does not mean good healthcare
* cost vs care balance
- good benefits priced appropriately
* less cost, more quality


triangle --> cost, access, quality


*more medical care does not mean better outcomes


managed care improves cost/access/quality - ANSWER: cost: limited provider
networks, inventing new ways to pay physicians, requiring referrals for specialty
care


quality: credentialing providers, evidence-based medical policies, grading
providers on their quality outcomes, comparing providers to their peers

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