Vermont Adjuster's Examination for Workers Compensation Insurance Series 14-34 Practice Questions and Answers
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Course
Adjuster
Institution
Adjuster
Vermont Adjuster's Examination for Workers
Compensation Insurance Series 14-34 Practice
Questions and Answers
An employee in Vermont has contracted a disease as a result of employment. A claim must be brought
for workers compensation benefits within: - Ans:-Two years of the discovery of the dis...
D: Average of last 12 weeks of wages - Ans:✔✔-A: The total household income
In most states, workers compensation coverage is available through - Ans:✔✔-Private insurers or self-
insurance
The adjuster is a fiduciary agent. As a fiduciary agent of the principal (the insurer), the adjuster should: -
Ans:✔✔-Act with a high degree of fidelity and loyalty to the interests of the principal
Which of the following is the most correct concerning premiums in a standard workers compensation
policy? - Ans:✔✔-The insurer has three years after policy expiration to audit the insured's payroll records
in order to determine the final premium.
Which of the following do not have to be covered for workers compensation in Vermont?
A: A bank employee
B: An auto mechanic
C: A ranch employee whose payroll is less than $10K per year
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