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LIFE, ACCIDENT AND HEALTH OR SICKNESS EXAMINATION LATEST ACTUAL EXAM TEST BANK 270 QUESTIONS AND CORRECT ANSWERS (VERIFIED ANSWERS $22.99
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LIFE, ACCIDENT AND HEALTH OR SICKNESS EXAMINATION LATEST ACTUAL EXAM TEST BANK 270 QUESTIONS AND CORRECT ANSWERS (VERIFIED ANSWERS

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LIFE, ACCIDENT AND HEALTH OR SICKNESS EXAMINATION LATEST ACTUAL EXAM TEST BANK 270 QUESTIONS AND CORRECT ANSWERS (VERIFIED ANSWERS

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  • October 23, 2024
  • 16
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers

Subjects

  • life accident and health or sickness examination
  • life accident and health or sickness

Written for

  • LIFE, ACCIDENT AND HEALTH OR SICKNESS
  • LIFE, ACCIDENT AND HEALTH OR SICKNESS

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10/23/24, 8:04 PM LIFE, ACCIDENT AND HEALTH OR SICKNESS EXAMINATION LATEST 2023-2024 ACTUAL EXAM TEST BANK 270 QUESTIO…




LIFE, ACCIDENT AND HEALTH OR SICKNESS
EXAMINATION LATEST 2023-2024 ACTUAL EXAM
TEST BANK 270 QUESTIONS AND CORRECT
ANSWERS (VERIFIED ANSWERS


Terms in this set (273)


what is meant by referring Only one party makes a legally enforceable promise.
to an insurance policy as a
unilateral contract?

When must insurance At all times.
records of insurance
agents and brokers be
made available to the
insurance commissioner?

Any situation that presents a loss exposure.
the possibility of a loss is
known as?

Which of the following Personal Judgement
information is not required
to be communicated in a
Life insurance contract?

the direct distribution of Telephone call from an agent.
insurance utilizes all of the
following to mote the sale
of insurance Except?




https://quizlet.com/961564700/life-accident-and-health-or-sickness-examination-latest-2023-2024-actual-exam-test-bank-270-questions-and-correct-a… 1/16

,10/23/24, 8:04 PM LIFE, ACCIDENT AND HEALTH OR SICKNESS EXAMINATION LATEST 2023-2024 ACTUAL EXAM TEST BANK 270 QUESTIO…

A contract in which one an insurance policy.
party promises to
indemnify another against
loss that arises from an
unknown event is

All of the occurrences an insured suffers a financial loss in the state lottery.
listed below are examples
of an insurable event as
defined by the California
Insurance code EXCEPT?

all of the following the insured and insurer contribute equally to the
statements about aleatory contract.
contracts are true
EXCEPT?

all of the following would committing any act of discrimination whether it be
be considered unfair trade deemed fair or unfair.
practices EXCEPT?

As authorized by the Mary Brown Insurance Services.
California Insurance Code,
the Insurance
Commissioner has
provided standards for
names used by life
insurance agents. Under
these standards which, if
any, of the following are
automatically acceptable
for Mary Brown, a holder
of the CLU designation?

A contract of indemnity is one party is restored to the same financial position
one in which? the party was in before the loss occurred.

In insurance terminology, to make whole.
"indemnity means?



https://quizlet.com/961564700/life-accident-and-health-or-sickness-examination-latest-2023-2024-actual-exam-test-bank-270-questions-and-correct-a… 2/16

, 10/23/24, 8:04 PM LIFE, ACCIDENT AND HEALTH OR SICKNESS EXAMINATION LATEST 2023-2024 ACTUAL EXAM TEST BANK 270 QUESTIO…

As defined in the Contract
California insurance Code,
"insurance" is a?

what would a person be A misdemeanor.
guilty of who refuses to
deliver any books records,
or assets to the
commissioner once a
seizure order has been
executed?

An agent who is acting as fiduciary
an insurance agent,
broker, solicitor, life agent,
accident and health, or
bail agent acts in which
capacity when handling
premiums or return
premiums for an insured?

which of the following Only pure risks are insurable.
statements regarding risk
is TRUE?

the purchase of an the elimination of risk
insurance policy may
accomplish all of the
following Except?

Insureds are entitled to Indemnity.
recover an amount NOT
greater than the amount
of their loss under the
principle of

What rule is used to The materiality of concealment.
determine the importance
of a representation?



https://quizlet.com/961564700/life-accident-and-health-or-sickness-examination-latest-2023-2024-actual-exam-test-bank-270-questions-and-correct-a… 3/16

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