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MARYLAND HOME IMPROVEMENT EXAM YEAR 2024/2025 / ACCURATE CURRENTLY TESTING EXAM VERSIONS WITH ACTUAL QUESTIONS AND DETAILED ANSWERS WITH A STUDY GUIDE / EXPERT VERIFIED FOR GURANTEED PASS/ LATEST UPDATE.$23.49
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MARYLAND HOME IMPROVEMENT EXAM YEAR 2024/2025 / ACCURATE CURRENTLY TESTING EXAM VERSIONS WITH ACTUAL QUESTIONS AND DETAILED ANSWERS WITH A STUDY GUIDE / EXPERT VERIFIED FOR GURANTEED PASS/ LATEST UPDATE.
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Course
Maryland home improvement
Institution
Maryland Home Improvement
MARYLAND HOME IMPROVEMENT EXAM YEAR 2024/2025 /
ACCURATE CURRENTLY TESTING EXAM VERSIONS WITH
ACTUAL QUESTIONS AND DETAILED ANSWERS WITH A
STUDY GUIDE / EXPERT VERIFIED FOR GURANTEED PASS/
LATEST UPDATE.MARYLAND HOME IMPROVEMENT EXAM YEAR 2024/2025 /
ACCURATE CURRENTLY TESTING EXAM VERSIO...
MARYLAND HOME IMPROVEMENT EXAM YEAR 2024/2025 /
ACCURATE CURRENTLY TESTING EXAM VERSIONS WITH
ACTUAL QUESTIONS AND DETAILED ANSWERS WITH A
STUDY GUIDE / EXPERT VERIFIED FOR GURANTEED PASS/
LATEST UPDATE.
Define license - CORRECT ANSWER is either a contractor or salesperson license that is issued
by the Home Improvement Commission.
Does a handyman need a license? - CORRECT ANSWER Yes
True or False: Home Improvement law does not apply if one of the parties is a government
agency - CORRECT ANSWER True
Work done a residence inside a military base is excluded from licensing requirements -
CORRECT ANSWER True
Can local jurisdictions issue home improvement lincenses - CORRECT ANSWER No, only MD
Home Improvement Commission is authorized to issue a license to solicit, sell, or perform home
improvement services in Maryland
Can two or more individuals (such as homeowner and contractor) lawfully agree to ignore the
Home Improvement licensing requirement? - CORRECT ANSWER No, waiver is prohibited
When was the commission established? - CORRECT ANSWER 1962
How Many commissioners are there? - CORRECT ANSWER 9 (4 must have experience in the
business of home improvement; 4 are members of the general public that represent cosumers;
and 1 must have experience in banking and finance)
,What is the most important role of the Commissioners? - CORRECT ANSWER To promulgate
regulations for the Commission. These regulations help the public better understand the Home
Improvement Law and the Commission's policies
How often are the meetings? - CORRECT ANSWER bi-monthly. Meetings are open to the
public.
What is the requirement for Commissioners? - CORRECT ANSWER Must be a resident of MD
for at least 5 years
How long if the Commissioner's term? - CORRECT ANSWER 4 years
Where is the Commission's office? - CORRECT ANSWER Baltimore, MD
Who appoints the Executive Director? - CORRECT ANSWER The Secretary of Department of
Labor, Licensing and Regulation
What is the Executive Director responsible for? - CORRECT ANSWER the daily operations of
the Commission and signs under the seal letters affirming the licensing status of individuals for
court proceedings. The Executive director is also responsible for compiling and maintaining a
copy of the Commission's current regulations
What do investigators do? - CORRECT ANSWER The Commission also employs investigators
that review the complaints and Guaranty Fund claims that are received by the Commission. The
investigators review complaints against licensed and unlicensed contractors and salespersons.
If an investigator determines that a violation may have occurred, what actions can the
Commission take? - CORRECT ANSWER The Commission may take disciplinary action which
may include reprimand, monetary fine or suspension or revocation of the license.
True or False: An individual who holds a home improvement license as a contractor is NOT
required to obtain a construction license from the Circuit Courts - CORRECT ANSWER True
, How long are exams valid for? - CORRECT ANSWER 2 years
If a candidate fails the exam, how long must he/she wait before retaking it? - CORRECT
ANSWER 30 days the first time. After each subsequent failure a candidate must wait 60 days.
What is the insurance requirement for contractor? - CORRECT ANSWER General Liability at
least $50,000
What is the Home Improvement Guaranty Fund? - CORRECT ANSWER One of the
Commissions most important function is to administer the Home Improvement Guaranty Fund.
The fund compensates homeowners for the actual loss caused by the acts or omissions of a
licensed contractor.
True or False: Is a homeowner hires an unlicensed contractor he/she is eligible to collect money
from the fund? - CORRECT ANSWER FALSE - if a homeowner hires an unlicensed contractor,
the homeowner will NOT be eligible to collect money from the Fund.
What is Actual Loss? - CORRECT ANSWER Actual Loss means the cost to correct or complete
a home improvement that is inadequate, unworkmanlike or incomplete.
How much can homeowners recover? - CORRECT ANSWER Homeowners may recover up to
$20,000 per contract, though they are not eligible to recover more than the amount paid to the
contractor against whom the claim is based. Certain costs like: legal fees, interest, consequential
damages are not covered by the Fund.
What is the max amount that can be awarded from the Guaranty Fund for the acts or omissions
of a contractor? - CORRECT ANSWER $100,000
How is the Fund maintained? - CORRECT ANSWER $100 by each contractor at the time of
applying for a license. The Commission may also assess each contractor a fee of $50 if the Fund
falls below $250,000
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