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Xcel solutions final exam Maryland Life and health Questions and Answers Rated A+ $13.99   Add to cart

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Xcel solutions final exam Maryland Life and health Questions and Answers Rated A+

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Xcel solutions final exam Maryland Life and health

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  • November 5, 2024
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Xcel solutions final exam Maryland Life
and health

What is normally the consequence for NOT obtaining preadmission certification prior to
receiving inpatient medical care? - answer A reduction in benefits

A group-owned insurance company that is formed to assume and spread the liability
risks of its members is known as a - answer Risk retention group

During the application process, a statement made by an applicant that becomes part of
the contract is considered to be a(n) - answer Warranty

What is taken into consideration when defining "total disability" in a disability income
insurance policy? - answer The insured's education, training and experience

Sarah, age 88, is a life annuitant who has lived beyond her life expectancy. The funds
for additional benefit payments will be derived primarily from funds that were - answer
not distributed to life annuitants who died before life expectancy

Which type of policy can group term life insurance normally be converted to? -
answerAn individual permanent life insurance policy

Impatient psychiatric care is covered under Part A Medicare insurance for 190 days per
- answerLifetime

A source of supplemental income for a life insurance policyowner can be derived from
the - answerCash value

The absolute assignment of a life insurance policy results in - answerall incidents of
ownership transferred to the assignee

All of these statements concerning group credit life insurance are false EXCEPT -
answerThe face amount is based on the outstanding loan balance

Which statement concerning adjustable life insurance is accurate? - answerThe face
amount and premiums can be changed simultaneously by the policyowner

Which settlement option makes minimum guaranteed dollar payments over a stated
number of years? - answerFixed-Period

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