AHIP 2024/2025 EXAM NEWEST!! COMPLETE ACTUAL 308 REAL
EXAM QUESTIONS AND CORRECT DETAILED ANSWERS
(VERIFIED ANSWERS ) ALREADY GRADED A+.
Anita Magri will turn age 65 in August 2023. Anita intends to enroll in
Original Medicare Part A and Part B. She would also like to enroll in a
Medicare Supplement (Medigap) plan. Anita's older neighbor Mel has
told her about the Medigap Plan F in which he is enrolled. It not only
provides foreign travel emergency benefits but also covers his
Medicare Part B deductible. Anita comes to you for advice. What
should you tell her? - ANSWER-You are sorry to disappoint Anita,
but a Medigap F plan is no longer available to those who turn age 65
after January 1, 2020. Anita might instead consider other Medigap
plans that offer foreign travel benefits but do not cover the Part B
deductible.
Edward IP suffered from serious kidney disease. As a result. Edward
became eligible for Medicare coverage due to end-stage renal
disease (ESRD). A close relative donated their kidney and Edward
successfully underwent transplant surgery 12 months ago. Edward
is now age 50 and asks you if his Medicare coverage will continue,
what should you say? - ANSWER-Individuals eligible for Medicare
based on ESRD generally lose eligibility 36 months after the month
,in which the individual receives a kidney transplant unless they are
eligible for Medicare on another basis such as age or disability.
Edward may, however, remain enrolled in Part B but solely for
coverage of immunosuppressive drugs if he has no other health care
coverage that would cover the drugs.
Mildred Savage enrolled in Allcare Medicare Advantage plan several
years ago. Mildred recently learned that she is suffering from
inoperable cancer and has just a few months to live. She would like
to spend these final months in hospice care. Mildred's family asks
you whether hospice benefits will be paid for under the Allcare
Medicare Advantage plan. What should you say? - ANSWER-Mildred
may remain enrolled in Allcare and make a hospice election. Hospice
benefits will be paid for by Original Medicare under Part A and
Allcare will continue to pay for any non-hospice services.
Mr. Diaz continued working with his company and was insured under
his employer's group plan until he reached age 68. He has heard that
there is a premium penalty for those who did not sign up for Part B
when first eligible and wants to know how much he will have to pay.
What should you tell him? - ANSWER-Mr. Diaz will not pay any
penalty because he had continuous coverage under his employer's
plan.
,Mr. Moy's wife has a Medicare Advantage plan, but he wants to
understand what coverage Medicare Supplemental
Insurance provides since his health care needs are different from his
wife's needs. What could you tell Mr. Moy? - ANSWER-Medicare
Supplemental Insurance would help cover his Part A and Part B
deductibles or coinsurance in Original Fee-for-Service (FFS)
Medicare as well as possibly some services that Medicare does not
cover.
Mrs. Chen will be 65 soon, has been a citizen for twelve years, has
been employed full time, and paid taxes during that entire period.
She is concerned that she will not qualify for coverage under part A
because she was not born in the United States. What should you tell
her? - ANSWER-Most individuals who are citizens and age 65 or over
are covered under Part A by virtue of having paid Medicare taxes
while working, though some may be covered as a result of paying
monthly premiums.
Mr. Bauer is 49 years old, but eighteen months ago he was declared
disabled by the Social Security Administration
and has been receiving disability payments. He is wondering
whether he can obtain coverage under Medicare.
What should you tell him? - ANSWER-After receiving such
disability payments for 24 months, he will be
, automatically enrolled in
Medicare, regardless of age.
Mr. Xi will soon turn age 65 and has come to you for advice as to
what services are provided under Original
Medicare. What should you tell Mr. Xi that best describes the health
coverage provided to Medicare beneficiaries? - ANSWER-
Beneficiaries under Original Medicare have no cost-sharing for most
preventive services which include immunizations such as annual flu
shots.
Mrs. Peňa is 66 years old, has coverage under an employer plan,
and will retire next year. She heard she must
enroll in Part B at the beginning of the year to ensure no gap in
coverage. What can you tell her? - ANSWER-She
may enroll at any time while she is covered under her employer
plan, but she will have a special eight-month
enrollment period after the last month on her employer plan that
differs from the standard general enrollment period,
during which she may enroll
in Medicare Part B.
Mr. Davis is 52 years old and has recently been diagnosed with end-
stage renal disease (ESRD) and will soon begin dialysis. He is
wondering if he can obtain coverage under Medicare. What should
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