Exam (elaborations)
Information, guidance and advice- BTEC Business questions and answers.
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Information, guidance and advice- BTEC Business questions and answers.
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Information, guidanceand advice- BTEC
Business questions
and answers
IFA- Independent financial advisor - answer Are professionals who offer
independent financial advice to consumers on financial needs. E.g savings,
investment, mortgages and pensions.
+ Advice offered by professionals who know what they are talking about
Regulated by the FCA and the FOS
Takes time to understand your personal situations
- Is charges for and can be expensive
Advice isn't necessarily up to date or unbiased
IVA, Bankruptcy - answer Individual voluntary agreements, a government
organisation which allows individuals to pay all credit owed to creditors
through a insolvency practitioner will declaring themselves as bankrupt.
Regular payments to the practitioner then they spread the costs across
the creditors and decide how much to pay each one.
+ Allows easy management and makes budgeting easier
No bias
- Charged for service
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