PENNSYLVANIA NOTARY EXAM REVISION QUESTION 2024/2025. THE LATEST REVISION QUESTIONS AND CORRECT ANSWERS IN 2024/2025. (ALREADY GRADED A+) (LATEST 2024 UPDATE)
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N.P. - Notary Public
Institution
N.P. - Notary Public
Pennsylvania requires notaries to file a $10,000 surety bond with the office of the recorder of deeds
no later - ANSWER- than 45 days after the beginning of the prescribed term indicated in the
commission and to maintain the bond throughout the notary's term of appointment.
Witnessing or attesti...
PENNSYLVANIA NOTARY EXAM REVISION QUESTION 2024/2025. THE LATEST
REVISION QUESTIONS AND CORRECT ANSWERS IN 2024/2025. (ALREADY
GRADED A+) (LATEST 2024 UPDATE)
Pennsylvania requires notaries to file a $10,000 surety bond with the office of the recorder of deeds
no later - ANSWER- than 45 days after the beginning of the prescribed term indicated in the
commission and to maintain the bond throughout the notary's term of appointment.
Witnessing or attesting a signature is different from an acknowledgment, in that the - ANSWER-
party relying on the record may know for certain that the record was signed on the same date
that the notary affixed the official seal and signature to the document.
Witnessing or attesting a signature is different from a verification on oath or an affirmation in that
the - ANSWER- signer is only signing the record, not swearing or affirming that the contents
of the record are true.
The bond is designed to protect the public against any act of misconduct or negligence in the
performance of your official duties as a notary public - it does not protect the notary. In fact, when
a notary bond is paid to some individual who was harmed as a result of an improper notarization,
the bonding company will - ANSWER- usually demand repayment from the notary.
Once you "complete" the notarization and return it to the document signer, you may not amend
your certificate. For instance, if you forgot to state the type of identification or affix your seal and
the document is returned to you on a later date by the receiving party, you may not correct your
error. The document will require - ANSWER- renotarization, which includes the presence of
,the document signer. It is important that you do not use white out or tamper with the document in
any way.
A notary takes a man's word for it that his wife signed a document and subsequently notarizes the
wife's signature. Later, the wife sues the husband claiming she never signed such a document. The
husband would be - ANSWER- entitled to receive up to the total bond amount in payment to
defend the case.
The notary may not change anything in a document after - ANSWER- it has been signed by
anyone.
If a notary public is found negligent or guilty of official misconduct, the notary public and the
sureties on the notary public's official bond are deemed - ANSWER- liable for all damages
sustained to the persons injured in a civil action. Any judgment above the bond amount becomes
the notary's personal liability.
Notaries public are strictly prohibited from - ANSWER- providing legal advice and from
performing any duties which may be construed as the practice of law. Unless the notary is a
practicing attorney within the state in which commissioned
On the other hand, Errors & Omissions insurance, commonly known as "E&O" insurance, insures
- ANSWER- the notary against his/her own mistakes.
A notary public may not notarize a document that is blank or incomplete. If presented with a
document for notarization, which the notary public knows from his/her experience to be
incomplete or is without doubt on its face incomplete, the notary public must - ANSWER-
refuse to notarize the document.
, A notary public may not notarize any transaction in which the notary or their spouse - ANSWER-
has a direct or pecuniary interest.
A notary inadvertently neglects to document a client's identification and is later accused of
notarizing a fraudulent signature. E&O insurance protects the notary against a lawsuit up to the
insurance cap. E&O insurance protects you — the notary — if a claim is made against you. The
smallest, most innocent mistake can be - ANSWER- very costly to your client. Even if you
made no errors, you could easily be accused of making a mistake.
A conflict of interest includes any - ANSWER- direct or pecuniary interest which can result in
actual potential gain or advantage, financial or otherwise other than receiving a regular salary,
hourly wage, or notarial fee.
For these purposes the following does not constitute a conflict of interest: - ANSWER-
Receiving a fee not contingent upon the completing the notarial act
Being a shareholder in a publicly traded company party to the notarized transaction
Being an officer, director or employee of a company party to the notarized transaction, unless the
director, officer or employee personally benefits from the transaction other than as provided
The notary should make a habit of inspecting closely three standard items on the notarial certificate
BEFORE notarizing a document: - ANSWER- The venue;
The date; and
The words "sworn" or "acknowledged."
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