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FICEP EXAM ACTUAL EXAM 60 QUESTIONS AND CORRECT DETAILED ANSWERS WITH RATIONALES (VERIFIED ANSWERS) |ALREADY GRADED A+ Latest Update $13.49   Add to cart

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FICEP EXAM ACTUAL EXAM 60 QUESTIONS AND CORRECT DETAILED ANSWERS WITH RATIONALES (VERIFIED ANSWERS) |ALREADY GRADED A+ Latest Update

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Which cycle describes members who are just surviving and living paycheck to paycheck? a. Earn/spend/earn/spend b. earn/spend/borrow/spend c. earn/spend/save d. earn/borrow/spend/save Earn/Spend/earn/spend Financial counselors who don't use what they know about hemispheric thinking may fall i...

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  • November 14, 2024
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  • 2024/2025
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FICEP EXAM 2023-2024 ACTUAL EXAM
60 QUESTIONS AND CORRECT DETAILED
ANSWERS WITH RATIONALES (VERIFIED
ANSWERS) |ALREADY GRADED A+ Latest
Update
Which cycle describes members who are just surviving and living paycheck to paycheck?




a. Earn/spend/earn/spend

b. earn/spend/borrow/spend

c. earn/spend/save

d. earn/borrow/spend/save

✓ Earn/Spend/earn/spend



Financial counselors who don't use what they know about hemispheric thinking may fall into the

trap of:




a. Assuming the member will succeed if they work with the counsellor

b. Asking too many questions

c. Telling the member what they should do

d. Presenting information to a member in a manner that might not be the best way to

communicate


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✓ presenting information to a member in a manner that might not be the best way to
communicate



Using a hard approach, rather than a soft approach, with members:

a. Reminds members they are in control

b. Communicates in an orderly, specific and straight-forward way

c. Correlates with the right side of the brain

d. Offers possibilities and suggestions

✓ Communicates in an orderly, specific and straight-forward way



The Johari Window describes four zones. When working with a member the Hidden Zone

represents:

a. Information that is known to the counselor and the member

b. Information that is known to the counselor and not the member

c. Information that is known to the member and not the counselor

d. Information that is not known to either the member or the counselor

✓ Information that is known to the member and not the counselor



Which type of counseling should a counselor use when a member is preparing for a large

purchase?

a. Preventive

b. Procedural

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c. Productive

d. Remedial

✓ Preventive



Which of the following is NOT a counseling element

a. Budget

b. Credit.

c. Debt

d. Savings

✓ Savings



Which of the following is a closed-ended question?

a. Tell me more about that?

b. Do you plan to move forward?

c. What was your deciding factor?

d. What is causing the hesitation?

✓ Do you plan to move forward?



An example of pacing is when a counselor:

a. wears the same type of clothing as the member.

b. matches the member's tone.

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