Florida Test Study - Public Adjusting 3 20 (Set 1) *Q&A* (100% Correct) 2025/2026 |VERIFIED|
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Course
Florida Claims adjuster
Institution
Florida Claims Adjuster
Florida Test Study - Public Adjusting 3
20 (Set 1) *Q&A* (100% Correct)
2025/2026 |VERIFIED|
Who is eligible for coverage under the Florida Automobile Joint Underwriting Association?
Military Personnel
A non-resident with an automobile in Florida
A non-resident subject to Florida�...
Florida Test Study - Public Adjusting 3-
20 (Set 1) *Q&A* (100% Correct)
2025/2026 |VERIFIED|
Who is eligible for coverage under the Florida Automobile Joint Underwriting Association?
Military Personnel
A non-resident with an automobile in Florida
A non-resident subject to Florida’s no-fault law
What crime is defined as a forcible entry into locked premises and the carrying away of someone else's
property?
Burglary
Robbery
Larceny
Which inland marine policy covers clothing, cameras, and other portable property for travelers?
Personal effects floater
Business property floater
Residential property floater
What Florida program provides a solution for property owners who face non-renewals or cancellations
due to the temporary unavailability of insurance coverage?
Residential Property & Casualty Joint Underwriting Association
Florida Citizens Property Insurance Corporation
Florida Homeowners Insurance Pool
What does the term "improvements and betterments" refer to in property insurance?
Real Property
1
, Personal Property
Commercial Property
What penalty is imposed on a Florida licensee who violates a cease and desist order from the CFO?
$50,000 Fine
License Suspension
Probation
How much coverage does a Homeowners policy provide for personal property used for business on
premises?
Up to $2500 on premises, up to $1500 off premises
Up to $5000 on premises
Up to $1500 on premises
If an insured’s policy covers only half of the replacement cost and a replacement cost clause exists, how
much of the loss will the insured receive?
50% of the settlement amount
100% of the settlement amount
25% of the settlement amount
Which of the following statements is considered to be a "representation"?
A statement believed to be true when made, which may prove to be false
A statement that is guaranteed to be correct
A statement made to mislead the insurer
What is a statement that is guaranteed to be correct in insurance terms?
Warranty
Representation
Condition
2
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