A bed patient in a hospital is called _____________.
a. inpatient
b. outpatient
c. third party payer
d. provider Answer - a
One who acts for the insured or the carrier in a claim is called ___________.
a. member physician
b. adjuster
c. provider
d. subscriber Answer - b
A request for payment under an insurance contractor bond is called a(n)
_______________.
a. insurance application
b. claim
c. dual choice request
d. total disability Answer - b
,Payment made periodically to keep an insurance policy in force is called
_____________.
a. time limit
b. premium
c. coinsurance
d. fee-for-service Answer - b
A person or institution that gives medical care is a(n) ___________.
a. third-party payer
b. provider
c. adjuster
d. insurance agent Answer - b
Specific hazards or perils listed in an insurance policy for which the insurance
company will not pay is called ___________.
a. elimination period
b. exclusions
c. non duplication of benefits
d. excepted period Answer - b
Benefits in the form of cash payments rather than service are called
_____________.
,a. indemnity
b. hospital benefits
c. catastrophic health
d. none of the above Answer - a
An amount the insured must pay before policy benefits begin is called
______________.
a. indemnity
b. extended benefits
c. deductible
d. catastrophic Answer - c
An organization that offers insurance against losses in exchange for a premium
is called ____________.
a. rider
b. carrier
c. member physician
d. provider Answer - b
Health insurance that provides protection against the high cost of treating
severe or lengthy illnesses or disabilities is called _____________.
a. catastrophic
b. severe
c. third-party payer
, d. none of the above Answer - a
A patient receiving ambulatory care at a hospital or other facility without being
admitted as a bed patient is called a(n) ___________.
a. inpatient
b. outpatient
c. carrier
d. adjuster Answer - b
An illness or injury that prevents an insured from performing one or more of
the functions of his regular job is called a ______________.
a. permanent disability
b. partial disability
c. preexisting condition
d. total disability Answer - b
A previous injury, disease or physical condition that existed before the health
insurance policy was issued is called _____________.
a. preexisting condition
b. prior exposure
c. foregoing condition
d. none of the above Answer - a
One who belongs to a group insurance plan is called ___________.
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