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state farm exam with correct answers
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state farm exam with correct answers
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state farm exam with correct answersLiability A - Answers -pays damages to bodily injury and property damange which you
are responsible for. if sued it pays your defense and court costs.
Liability B - Answers -only pays for property damage of others, also pays for defense
and court costs
no fault coverage p - Answers -pays 80% medical coverage, 60% income loss,
replacement services, and death benfits when bodily injury occurs. $10000 limit
Medical payments coverage c - Answers -pays 20% of medical expenses not covered
by no fault coverage must happen withing one year of accident.
Uninsured U or U3 - Answers -pays dmanges when insured is injured in a car accident
caused by someone else who deosnt have liablitly insurance or a lesser policy.
U3=stacking
comprehensive coverage d - Answers -pays for a car that is stolen or damnaged by
other then collision. aka hail wind fireand transportation expenses up to $25 a day
collision coverage g - Answers -pays for damanges by collision with another object or
upset of the car deductable is required
emergency road coverage H - Answers -pays for emergency towing, mechanical labor
for an hour, delivery of gas, locksmith up to an hour
Car rental and travel expenses R1 - Answers -car rental expense, 80%of rental car,
pays up to $400 deducatble, travel expenses of $400 if something happens 50 miles
from home
Death coverage S - Answers -if a person dies because of a car crash, limits of $5000,
and $10000 death must be 90 days within accident
New buisness discount - Answers -covers a private passanger car, all drivers liscensed
3 years, no at fault accidents, good auto insurance risk score
multiple line discount - Answers -have another policy with state farm like homeowners
renter or life etc.
passive restrain discount - Answers -1993 and older vehicles for medical and no fault
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