Exam (elaborations)
CISR - INSURING PERSONAL AUTO EXPOSURES QUESTIONS WITH ANSWERS 100% CORRECT
- Course
- Institution
CISR - INSURING PERSONAL AUTO EXPOSURES QUESTIONS WITH ANSWERS 100% CORRECT
[Show more]
Content preview
Name: Score:15 Multiple choice questions
Definition 1 of 15
Private Passenger Autos
Private passenger autos are eligible to be written on an ISO Personal Auto Policy, which
include pickups or vans if certain conditions are met.
Private Passenger Autos:
4‐wheel motor vehicle (other than a truck type)
May not be used for public or livery conveyance (held out to the general public for hire, such
as taxi, Uber, Lyft, )
May not be rented to others
Eligibility Requirements for an ISO Personal Auto Policy
Policy structure
Eligibility Requirements - Type of Vehicle (other)
Eligibility Requirements - Type of Vehicle
Definition 2 of 15
A) A minivan titled to Mary and a non-related neighbor, Sally, who loaned Mary money to
buy the van
B) A pickup titled to both Sam and his resident son Robert
C) A travel trailer solely owned by Sam
D) A car jointly owned by Sam and Mary Smith, a married couple
Which of the following vehicles is eligible to be insured on a Personal Auto Policy?
What happens when a spouse not named in the Declarations is no longer a resident of the
same household?
Whats in the declarations?
Which of the following vehicles is not eligible to be insured on a Personal Auto Policy?
,Definition 3 of 15
The spouse will remain a you only until the earlier of:
1. 90 days after he or she ceases to be a resident of the same household,
2. The effective date of the policy in his or her name,
3. The date the policy expires
Which of the following vehicles is not eligible to be insured on a Personal Auto Policy?
Which of the following vehicles is eligible to be insured on a Personal Auto Policy?
What happens when a spouse not named in the Declarations is no longer a resident of the
same household?
Jane and Joan are life-long friends who live across town from one another. They like to
camp every weekend in the summer. They recently bought a four-wheel drive sport utility
vehicle to make their camping trips easier. The vehicle is titled to both Jane and Joan. Is
this vehicle eligible to be insured on a Personal Auto Policy?
Definition 4 of 15
Other Than Collision.
The second category is
The third category is
Whats in the declarations?
"Family Member" means
Definition 5 of 15
1. Related to a you by blood, marriage, or adoption (includes a ward or foster child); and
2. A resident of the same household as a you
Whats in the declarations?
The third category is
"Family Member" means
The second category is
, Definition 6 of 15
Trailers
Miscellaneous Vehicles
Vehicles such as motor homes, motorcycles, motorized golf carts, go carts, dune buggies, all‐
terrain vehicles (ATV's), snowmobiles, etc., are eligible only with either the Miscellaneous Type
Vehicle Endorsement or the Snowmobile Endorsement attached to the policy.
Eligibility Requirements for an ISO Personal Auto Policy
Eligibility Requirements - Type of Vehicle
Policy structure
Eligibility Requirements - Type of Vehicle (other)
Definition 7 of 15
Agreement
Definitions
Part A - Liability Coverage
Part B - Medical Payments Coverage/Personal Injury Protection
Part C - Uninsured/Underinsured Motorists Coverage
Part D - Coverage for Damage to Your Auto
Part E - Duties After an Accident or Loss
Part F - General Provisions
Insuring Agreement
Policy Structure
Policy Land
Parties Of A Contract
The benefits of buying summaries with Stuvia:
Guaranteed quality through customer reviews
Stuvia customers have reviewed more than 700,000 summaries. This how you know that you are buying the best documents.
Quick and easy check-out
You can quickly pay through credit card or Stuvia-credit for the summaries. There is no membership needed.
Focus on what matters
Your fellow students write the study notes themselves, which is why the documents are always reliable and up-to-date. This ensures you quickly get to the core!
Frequently asked questions
What do I get when I buy this document?
You get a PDF, available immediately after your purchase. The purchased document is accessible anytime, anywhere and indefinitely through your profile.
Satisfaction guarantee: how does it work?
Our satisfaction guarantee ensures that you always find a study document that suits you well. You fill out a form, and our customer service team takes care of the rest.
Who am I buying these notes from?
Stuvia is a marketplace, so you are not buying this document from us, but from seller STUDYFIELD. Stuvia facilitates payment to the seller.
Will I be stuck with a subscription?
No, you only buy these notes for $9.00. You're not tied to anything after your purchase.
Can Stuvia be trusted?
4.6 stars on Google & Trustpilot (+1000 reviews)
62890 documents were sold in the last 30 days
Founded in 2010, the go-to place to buy study notes for 14 years now