Examination
180 minutes
Instructions:
1. Read each question carefully.
2. Answer all questions.
3. Use the provided answer sheet to mark your responses.
4. Ensure all answers are final before submitting the exam.
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7. This is Exam which will assess your knowledge on the course Learning
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Good Luck!
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State Insurance Claims Adjusters Certification 2024-
2025
Georgia Adjuster Exam Review Questions and Answers
| 100% Pass Guaranteed | Graded A+ |
Read All Instructions Carefully and Answer All the
Questions Correctly Good Luck: -
In GA, _____insurance cannot be written by a reciprocal
type insurer. - =Answer>> life
Georgia licensees may carry forward continuing
education credit not to exceed ___ of the annual
continuing education requirement. - =Answer>> 50%
The Jones Act uses the comparative negligence
standard. - =Answer>>
A commercial lines policy has been in effect for more
than 60 days.The insurer intends to cancel for an
approved reason other than non-payment of premium.
How many days advance cancellation notice must be
sent to the first named insured? - =Answer>> 45 days
________ is a legal term describing an intentional act
that is illegal or morally wrong, that contributes to the
injury of another person. - =Answer>> Malfeasance
Algae are NOT included in the definition of "fungus"
under the additional coverage of the cause of loss
forms. - =Answer>>
Section I coverages vary greatly between the different
HO forms.. - =Answer>>
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Which of the following property insurance cause of loss
forms provides coverage for all risks of loss? -
=Answer>> Special
Which of the following would be an example of a moral
hazard? - =Answer>> Embezzlement - Embezzlement
would be a deliberate act and therefore, be considered
a moral hazard.
Monique's house is covered in brick veneer. Monique's
house is which of the following types of construction
that insurers use to set insurance premiums? -
=Answer>> Frame
Brick or any other type of veneer is placed over "frame"
construction, which can be very susceptible to fire and
wind.
All resident and nonresident licensees must promptly
notify the Commissioner in writing within _____ of any
change in the business address. - =Answer>> 30
Days
Which of the following Business Automobile policy
symbols permits the insured to purchase coverage for
both liability and physical damage? - =Answer>>
Symbol 3 is the only BAP symbol that covers the
automobile for both liability and physical damage
coverage. Symbols 6,7, and 19 (among others)
provides only liability coverage.
How soon, following a hearing, must the Commissioner
enter an "order" revealing his or her findings? -
=Answer>> No later than 30 days
The wording of the Standard Fire policy is so vague that
many insurers have to rely on __________ to take a
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