Examination
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, Alabama Adjuster Pre-Licensing Exam Review Questions and
Answers
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Read All Instructions Carefully and Answer All the Questions
Correctly Good Luck: -
Challenging Chapters: Alabama P&C, WC, & Crop Adjuster Pre-
Licensing
1-C, & J
2-E
3-A, B, & C
4-A, B, C, & F
5-A, & G
6-D, E, & F
1.XYZ Computer's production building for circuit boards is struck by light-
ning, which results in a fire that burns down the entire facility. XYZ
Computer cannot
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, Alabama Adjuster Pre-Licensing Exam Review Questions and
Answers
continue the production of computers until the facility is rebuilt. Which
insurance coverage might indemnify XYZ Computer for lost revenue until a
new facility is built?: Business Interruption
2.Which of the following statements is TRUE about Coverage C under a DP-
2 or DP-3?: Rowboats and canoes are covered, but only while on the
premises.
3.Barbara is preparing to negotiate an auto claim on behalf of XYZ
Insurance. She knows the circumstances of the loss and has completed the
investigation and evaluation. What other piece of information must Barbara
know before en- tering into negotiation with the claimant?: The maximum
amount XYZ Insurance will pay for the claim
4.Under which circumstances may an insurer cancel a policy with
sufficient notice?: If the policyholder misrepresents facts to obtain a
policy
5.When Jane is involved in an accident in Alabama, she immediately calls
her insurer and files a claim. Her insurer is required by law to do all of the
following EXCEPT:: refrain from paying or denying the claim until the
claimant submits proof of loss forms.
6.HIPAA was enacted by the US Congress in .: 1996
7.In Alabama, the employers of which of the following employees do not
need to purchase Workers' Compensation insurance for them?: Farm
laborers
8.A lightning strike sparks a fire on the ground of Blake's property,
causing damage to several trees and shrubs in the process. Assuming
Blake car- ries a $120,000 DP-2 on his home with a Trees, Shrubs, and
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