Examination
180 minutes
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State Insurance Claims Adjusters Certification 2024-
2025
Public Adjuster Exam Review Questions and Answers |
100% Pass Guaranteed | Graded A+ |
Read All Instructions Carefully and Answer All the
Questions Correctly Good Luck: -
Program Trigger for terrorist acts must cause a
collective damage in excess of? - =Answer>> •
$100,000,000
TF A public adjuster may own no more than 50% in a
salvage or similar business? - =Answer>> • F
General Average - =Answer>> • Loss shared by all
parties
Particular Average - =Answer>> • Only one party
shares in the loss.
In a home owner policy there is no deductible for -
=Answer>> • Liability Coverage
In BOP covered property is listed and described in what
part of the contract? - =Answer>> • Declarations
page
What is not eligible for coverage under a livestock
floater? - =Answer>> Poultry
What type of carrier must assume the broadest liability
under common law? - =Answer>> Common carriers
Named insured is never a _______? - =Answer>> Lien
Holder. Must have insurable interest in the property.
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How much extra coverage does the BOP allow for
building code updates on a loss? - =Answer>>
$10,000
HO-3 only covers ___________ for jewelry? -
=Answer>> Actual Cash Value
Promise by one party that is conditioned on an
uncertain event and where the value given by each
party is unequal is called? - =Answer>> Aleatory
An insurer has ________ days to complete their
investigation of a claim? - =Answer>> 30 days
Farm insurance coverage G covers? - =Answer>>
Silos
Under equipment breakdown coverage, the full
replacement cost will be provided if the equipment is
repaired in what time period after a loss? -
=Answer>> 24 months.
In the newest edition of the commercial property form,
what is now considered part of the building? -
=Answer>> Vegetated roofs
Which Dwelling forms provide broad form coverage for
personal property? - =Answer>> DP-2 and DP-3
The homeowner personal property replacement cost
endorsement would pay replacement cost for
___________? - =Answer>> Used clothing
An insurer must acknowledge receipt of a claim within
_______ working days? - =Answer>> 10
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