Examination
180 minutes
Instructions:
1. Read each question carefully.
2. Answer all questions.
3. Use the provided answer sheet to mark your responses.
4. Ensure all answers are final before submitting the exam.
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7. This is Exam which will assess your knowledge on the course Learning
Resources.
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State Insurance Claims Adjusters Certification 2024-
2025
Claims Adjuster Exam Prep Review Questions and
Answers | 100% Pass Guaranteed | Graded A+ |
Read All Instructions Carefully and Answer All the
Questions Correctly Good Luck: -
Which term is generally considered to be a definition of
"vacancy" in respect to a dwelling? - =Answer>> A
dwelling from which the contents and occupants are
removed.
Dwelling Forms provide limited coverage for: 1. Pets 2.
Rowboats & Canoes 3. Aircraft - =Answer>> 2.
Rowboats & Canoes
Liability coverage (section II) of the homeowners policy
provides: - =Answer>> Legal defense costs in excess
of the liability limit.
Purpose of insurance - =Answer>> to restore the
insured to the original financial position that was
enjoyed before a loss, but without gain. (Principle of
Indemnity)
Elements of an Insurance Contract - =Answer>>
1.Dec page
2.Insuring Agreement
3.Conditions
4.Exclusions
5.Endorsements
6.Definitions
Declarations Page - =Answer>> personalized part of
the policy. Includes
1. parties to the contract
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