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Adjuster Pro: State Insurance Claims Adjuster Certification Adjuster-Pro Exam P&C, W. C and Crop Review Questions with Correct Answers | 100% Pass Guaranteed | Graded A+ |$14.19
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State Insurance Claims Adjuster-Pro Certification 2024-
2025
Adjuster-Pro Exam P&C, W. C and Crop Review
Questions with Correct Answers | 100% Pass
Guaranteed | Graded A+ |
Read All Instructions Carefully and Answer All the
Questions Correctly Good Luck: -
Which of the following is NOT true of Personal Injury
Protection?
A. PIP is usually secondary coverage.
B. PIP restricts the policyholder's right to recover losses
in civil court.
C. PIP is primary coverage.
D. PIP provides no-fault protection. - =Answer>> A.
PIP is usually secondary coverage.
During a strong storm, Missy's grain drill was mangled
by a tornado, which rendered it useless. Before the
damage, the grain drill was worth $25,000, but it would
cost $45,000 to buy a new one today. Missy's farm
policy has a replacement cost endorsement, and the
grain drill is scheduled on a Mobile Agricultural
Machinery and Equipment form with a $36,000 limit.
Missy replaces her grain drill with one she found on sale
for $40,000. How much total indemnification will she
receive?
A. $36,000
B. $25,000
C. $45,000
D. $40,000 - =Answer>> $36,000
Farmer Scott owns a farm and raises goats, producing a
lot of manure. Occasionally, after a strong rain, some of
the waste washes into a nearby river. Which insurance
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coverage can protect Scott from any liability caused by
the goat waste runoff?
A. Farm Product Liability
B. Custom Farming Liability
C. Farm Livestock-Waste Liability
D. Farm Pollution Liability - =Answer>> D. Farm
Pollution Liability
Christine's spinach field was partially destroyed by fire
that resulted from a lightning strike during a recent
storm. She lost 23 of her 150 acres. The adjuster writes
her a check for the value of the damaged 23 acres,
even though the yield from the rest of the field is doing
exceptionally well and may make up for the damaged
portion. What type of insurance policy does Christine
have?
A. Revenue Protection
B. Multi-Peril Crop Insurance
C. Crop-Hail
D. Yield Guarantee - =Answer>> christine has CROP-
HAIL POLICY for her spinach field of 150 acres
Veronica owns a pottery business and is insured under
a commercial property policy. She was in the process of
building an extra structure for the sole purpose of kiln
firing her pottery when a massive storm came through
and blew down all the scaffolding, which added
additional cost to the construction project. Which
coverage extension of the Builder's Risk Coverage Form
would cover the scaffolding?
A. Scaffolding, Construction Forms, and Temporary
Structures
B. Debris Removal
C. Property in Transit
D. Preservation of Property - =Answer>> A.
Scaffolding, Construction Forms, and Temporary
Structures
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