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RMI 3011- Health Insurance RMI 3011 Florida State University -Question and answers 100% correct $13.49   Add to cart
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RMI 3011- Health Insurance RMI 3011 Florida State University -Question and answers 100% correct

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RMI 3011- Health Insurance RMI 3011 Florida State University -Question and answers 100% correct US Health Care delivery system problems - correct answer -Rising health-care expenditures -Large number of uninsured in the population -Uneven quality of medical care -Considerable waste and ine...

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  • November 30, 2024
  • 9
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers

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  • rmi 3011 health insurance question and answers 10
  • rmi 3011 health insurance
  • rmi 3011 health insurance rmi 3011 florida state

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RMI 3011- Health Insurance Question
and answers 100% correct
US Health Care delivery system problems - correct answer ✔-Rising health-
care expenditures
-Large number of uninsured in the population
-Uneven quality of medical care
-Considerable waste and inefficiency
-Defects in financing health care
-Abusive insurer practices


how much of the nation's income is spent on health care? - correct answer
✔more than one in six billion


three causes of higher spending on health care - correct answer ✔1. higher
prices paid for medical care
2. greater use of more expensive technology
3. higher obesity rates


reasons for the increase in spending in health care expenditures - correct
answer ✔-Increase in consumer demand
-Advances in technology
-Cost insulation because of third-party payers
-Employment-based health insurance
-State-mandated benefits
-Increased spending on prescription drugs
-Cost shifting by Medicare and Medicaid

, -Higher administrative costs
-Rising prices in the health-care sector
-Defensive medicine


defensive medicine - correct answer ✔unnecessary diagnostic tests by
physicians, tests with little clinical value to patients, and longer than necessary
hospital stays to avoid medical malpractice


how many americans do not have health insurance? - correct answer ✔49.9
million people, or 16.3% of the US population


consequences of being uninsured - correct answer ✔-The uninsured often
delay or skip needed medical care because of high costs
-When the uninsured receive medical care, they frequently pay more for that
care
-Uninsured adults are less likely to have a regular source of medical care
-The uninsured often do not have access to regular screenings and preventive
care
-The uninsured are sicker and die earlier than people with insurance


sources of wasteful spending in health care - correct answer ✔-Duplication
of tests
-Medical errors that are largely preventable
-Unnecessary tests due to fear of lawsuits
-High administrative costs and excessive and redundant paperwork
-Readmissions into hospitals because of inadequate or ineffective initial
treatment
-Hospitalizations for preventable conditions
-Overuse of expensive medical technology

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