100% satisfaction guarantee Immediately available after payment Both online and in PDF No strings attached
logo-home
Previously searched by you
Previously searched by you
logo
TEXAS STATE EXAM SIMULATOR - LIFE AND HEALTH INSURANCE (PRACTICE EXAM) 2025 LATEST UPDATE EXPERT VERIFIED 200+ QUESTIONS AND ANSWERS REAL EXAM $9.99
Add to cart
Quickly navigate to
Preview
  2.  
  3. TEXAS HEALTH AND LIFE INSURANCE
  4.  
  5. TEXAS HEALTH AND LIFE INSURANCE

Exam (elaborations)

TEXAS STATE EXAM SIMULATOR - LIFE AND HEALTH INSURANCE (PRACTICE EXAM) 2025 LATEST UPDATE EXPERT VERIFIED 200+ QUESTIONS AND ANSWERS REAL EXAM
 4 views  0 purchase
  • Course
  • TEXAS HEALTH AND LIFE INSURANCE
  • Institution
  • TEXAS HEALTH AND LIFE INSURANCE

TEXAS STATE EXAM SIMULATOR - LIFE AND HEALTH INSURANCE (PRACTICE EXAM) 2025 LATEST UPDATE EXPERT VERIFIED 200+ QUESTIONS AND ANSWERS REAL EXAM

Preview 4 out of 58  pages

Document information

  • December 10, 2024
  • 58
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers

Subjects

  • texas state exam simulator life and health insur

Written for

  • TEXAS HEALTH AND LIFE INSURANCE
  • TEXAS HEALTH AND LIFE INSURANCE

Seller

avatar-seller
AcademicACHIEVER

Reviews received

Content preview

TEXAS STATE EXAM SIMULATOR - LIFE AND
HEALTH INSURANCE (PRACTICE EXAM) 2025
LATEST UPDATE EXPERT VERIFIED 200+ QUESTIONS
AND ANSWERS REAL EXAM

AnRannuityRpromisesRthat,RifRtheRannuitantRdiesRbeforeRreceivingRpaymentsRequalRtoRt
heRcorrectRvalue,RtheRpaymentsRwillRbeRcontinuedRtoRaRbeneficiaryRuntilRanRamountRe
qualRtoRtheRcontractRvalueRhasRbeenRpaid.RThisRtypeRofRannuityRisRcalled


RAnRinstallmentRRefundRannuity
RARStraightRLifeRannuity
RARCashRRefundRannuity
RARJointRLifeRannuityR-RcorrectRanswer-AnRinstallmentRRefundRannuity


OneRbecomesReligibleRforRSocialRSecurityRdisabilityRbenefitsRafterRhavingRbeenRdisable
dRfor


R3Rmonths
R5Rmonths
R6Rmonths
R12RmonthsR-RcorrectRanswer-5Rmonths


ARpotentialRclient,RageR40,RwouldRlikeRtoRpurchaseRaRWholeRLifeRpolicyRthatRwillRac
cumulateRcashRvalueRatRaRfasterRrateRinRtheRearlyRyearsRofRtheRpolicy.RWhichRofRthe
seRstatementsRmadeRbyRtheRproducerRwouldRbeRcorrect?


RStraightRlifeRaccumulatesRfasterRthanRLimited-payRLife
R20-PayRLifeRaccumulatesRcashRvalueRfasterRthanRStraightRLife
RCashRvalueRaccumulationRofRbothR20-
PayRLifeRandRStraightRLifeRdependRonRtheRinsurer'sRfinancialRrating

,R20-PayRLifeRandRStraightRLifeRaccumulateRcashRvalueRatRtheRsameRrateR-
RcorrectRanswer-20-PayRLifeRaccumulatesRcashRvalueRfasterRthanRStraightRLife


WhoRmakesRtheRlegallyRenforceableRpromisesRinRaRunilateralRinsuranceRpolicy?


RBeneficiary
RInsuranceRcompany
RInsured
RApplicantR-RcorrectRanswer-InsuranceRcompany


TheRConsiderationRclauseRinRaRlifeRinsuranceRpolicyRindicatesRthatRaRpolicyowner'sRco
nsiderationRconsistsRofRaRcompletedRapplicationRand


RtheRinitialRpremium
RagreeingRtoRaRphysicalRexamination
RdeliveryRofRpolicy
RdisclosureRofRanyRmedicalRconditionsR-RcorrectRanswer-theRinitialRpremium


WhichRpartsRofRaRlifeRinsuranceRpolicyRareRguaranteedRtoRbeRtrue?


RRating
RRepresentation
RStatement
RWarrantyR-RcorrectRanswer-Warranty


ARcomprehensiveRmajorRmedicalRhealthRinsuranceRpolicyRcontainsRanREligibleRExpenses
RprovisionRwhichRidentifiesRtheRtypesRofRhealthRcareRservicesRthatRareRcovered.RAllRo
fRtheRfollowingRhealthRcareRservicesRareRtypicallyRcoveredREXCEPTRfor


RhospitalRcharges

,RphysicianRfees
RexperimentalRandRinvestigativeRservices
RnursingRservicesR-RcorrectRanswer-experimentalRandRinvestigativeRservices


IfRaRretireeRonRMedicareRrequiredRfiveRhospitalRstaysRinRoneRyear,RwhichRpolicyRwoul
dRprovideRtheRbestRinsuranceRforRexcessRhospitalRexpenses?


RLong-termRcare
RIndemnity
RMedicareRSupplement
RMedicaidR-RcorrectRanswer-MedicareRSupplement


S,RwhileRinRtheRprocessRofRconvertingRherRgroupRlifeRinsuranceRtoRanRindividualRpoli
cy,Rdies.RWhatRhappensRtoRtheRclaimRherRbeneficiaryRsubmits?


RNoRbenefitsRareRpayableRunderRtheRMasterRcontract
RFullRbenefitsRareRpayableRunderRtheRMasterRcontract
RFullRbenefitsRareRpayableRunderRtheRconvertedRpolicy
RBenefitsRlessRrequiredRpremiumRareRpayableRunderRtheRconvertedRpolicyR-
RcorrectRanswer-FullRbenefitsRareRpayableRunderRtheRMasterRcontract


AllRofRtheRfollowingRareRlimitedRbenefitRplansREXCEPTR


RcancerRpolicies
RlifeRinsuranceRpolicies
RdentalRpolicies
RcriticalRillnessRpoliciesR-RcorrectRanswer-lifeRinsuranceRpolicies

, ARphysicianRopensRupRaRnewRpracticeRandRqualifiesRforRaR$7,000/monthRDisabilityRIn
comeRpolicy.RWhatRriderRwouldRtheRphysicianRaddRifRheRwantsRtheRabilityRtoRincrease
RhisRpolicyRbenefitRasRhisRpracticeRandRincomeRgrow?


RExtendedRTermRrider
RCostRofRLivingRAdjustmentRrider
RGuaranteedRInsurabilityROptionRrider
RWaiverRofRPremiumRriderR-RcorrectRanswer-GuaranteedRInsurabilityROptionRrider


AnRagentRwhoseRlicenseRhasRbeenRrevokedRisRrequiredRto


RwaitRatRleastRfiveRyearsRbeforeRapplyingRforRaRnewRlicense
RsubmitRallRpreviouslyRwrittenRpoliciesRtoRtheRCommissionerRofRInsurance'sRofficeRfor
RservicingRofRtheRaccounts
RcancelRallRpoliciesRcurrentlyRinReffectRandRadviseRtheRinsuredsRtoRplaceRthemRelsewh
ere
RcontinueRtoRserviceRtheRexistingRaccountsRbutRnotRsolicitRnewRbusinessR-
RcorrectRanswer-waitRatRleastRfiveRyearsRbeforeRapplyingRforRaRnewRlicense


TheRbenefitsRunderRaRDisabilityRBuy-OutRpolicyRare


RnormallyRpaidRinRinstallments
RtaxableRtoRtheRbeneficiary
RpayableRtoRtheRcompanyRorRanotherRshareholder
RnormallyRpaidRafterRaRshortReliminationRperiodR-RcorrectRanswer-
payableRtoRtheRcompanyRorRanotherRshareholder


heRHealthRInsuranceRPortabilityRandRAccountabilityRActR(HIPAA)RgivesRprivacyRprotect
ionRfor


Rinsolvency

The benefits of buying summaries with Stuvia:

Guaranteed quality through customer reviews

Guaranteed quality through customer reviews

Stuvia customers have reviewed more than 700,000 summaries. This how you know that you are buying the best documents.

Quick and easy check-out

Quick and easy check-out

You can quickly pay through credit card or Stuvia-credit for the summaries. There is no membership needed.

Focus on what matters

Focus on what matters

Your fellow students write the study notes themselves, which is why the documents are always reliable and up-to-date. This ensures you quickly get to the core!

Frequently asked questions

What do I get when I buy this document?

You get a PDF, available immediately after your purchase. The purchased document is accessible anytime, anywhere and indefinitely through your profile.

Satisfaction guarantee: how does it work?

Our satisfaction guarantee ensures that you always find a study document that suits you well. You fill out a form, and our customer service team takes care of the rest.

Who am I buying these notes from?

Stuvia is a marketplace, so you are not buying this document from us, but from seller AcademicACHIEVER. Stuvia facilitates payment to the seller.

Will I be stuck with a subscription?

No, you only buy these notes for $9.99. You're not tied to anything after your purchase.

Can Stuvia be trusted?

4.6 stars on Google & Trustpilot (+1000 reviews)

50843 documents were sold in the last 30 days

Founded in 2010, the go-to place to buy study notes for 14 years now

Start selling
$9.99
  • (0)
Add to cart
Added