Exam (elaborations)
Health Care Policy Exam 4 Review Questions And Answers Latest Update
- Course
- Health Care Policy
- Institution
- Georgetown University
Health Care Policy Exam 4 Review Questions And Answers Latest Update
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Health Care Policy Exam 4 Review 2024-2025 Questions And Answers Latest
Update
Health care policy has appeared on the national policy agenda often. Who
proposed the national health insurance?
President Harry Truman proposed a national health insurance plan in 1945
What are Medicaid and Medicare?
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, Medicaid is a means tested social welfare health and medical services program for
low-income households with few resources. Individuals must meet certain criteria
to qualify.
Medicare is a federal health insurance program that funds hospital and medical
care for older people in the U.S. Some people with disabilities also benefit from
Medicare.
· Why are nursing home costs an issue?
· The cost of nursing home care is a particular risk for people without long-term
care insurance or Medicaid coverage. The number of Americans who are already
short on retirement savings. Annual out-of-pocket expenditures can easily exceed
$70,000.
What happens to a Medicare patient who needs nursing home care?
If a patient has been in the hospital for three days, then enters a nursing home,
Medicare will pay for this care. During the first 20 days a person is in a nursing
home, care is paid 100%. The following 80 days will be partially paid, but there is a
$ 157.50 co-pay each day. Medicare only pays if the patient meets certain
guidelines in regard to rehabilitation. If the patient wants to stop rehab or if it is
determined that the patient no longer needs skilled care, then Medicare coverage
will stop, even if the 100 days is not over.
· How did employer-provided insurance become customary?
Employer-sponsored health insurance truly began during World War II. During the
war, wages were capped by the federal government, so employers needed
another means to entice and keep employees. The incentive they decided on
were benefits like health insurance.
· What are the various federal programs on which about one-third of Americans
depend?
· When was national health insurance first proposed? And at what other times has
it been discussed?
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