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AUTO INSURANCE COVERAGES EXAM
QUESTIONS AND ANSWERS 100% PASS
Bodily Injury Liability - ✔✔coverage that pays for injuries a driver causes to OTHER PEOPLE, which
includes drivers, passengers and pedestrians
-covers medical wages as well as legal and funeral expenses
-THIS IS REQUIRED IN EVERY STATE
Bodily Injury Liability scenario - ✔✔someone hits your car with their car, so they have to pay for you.
you hit someone's car and they're injured and so are their passengers, so you have to pay for them.
Property Damage Liability - ✔✔pays to repair the damage you cause to other people's vehicle or
property. It doesn't cover damages to your car.
-objects are protected and you will have to pay for it if you hit something like a pole or fence.
-REQUIRED IN ALL STATES
Property Damage Liability scenario - ✔✔if you hit someone, the other's person's car is covered, not yours
if you hit something like a pole, you have to pay for the pole.
Collision Coverage - ✔✔pays for replacing or repairing YOUR car if it was damaged in an accident with
either another vehicle or an object
-not required in Illinois but good to have
Created by Katelyn Whitman © 2025, All Rights Reserved.
AUTO INSURANCE COVERAGES EXAM
QUESTIONS AND ANSWERS 100% PASS
Bodily Injury Liability - ✔✔coverage that pays for injuries a driver causes to OTHER PEOPLE, which
includes drivers, passengers and pedestrians
-covers medical wages as well as legal and funeral expenses
-THIS IS REQUIRED IN EVERY STATE
Bodily Injury Liability scenario - ✔✔someone hits your car with their car, so they have to pay for you.
you hit someone's car and they're injured and so are their passengers, so you have to pay for them.
Property Damage Liability - ✔✔pays to repair the damage you cause to other people's vehicle or
property. It doesn't cover damages to your car.
-objects are protected and you will have to pay for it if you hit something like a pole or fence.
-REQUIRED IN ALL STATES
Property Damage Liability scenario - ✔✔if you hit someone, the other's person's car is covered, not yours
if you hit something like a pole, you have to pay for the pole.
Collision Coverage - ✔✔pays for replacing or repairing YOUR car if it was damaged in an accident with
either another vehicle or an object
-not required in Illinois but good to have
Created by Katelyn Whitman © 2025, All Rights Reserved.
