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NOTARY SIGNING AGENT TERMS (PART 1) |ACCURATE!! $9.49
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NOTARY SIGNING AGENT TERMS (PART 1) |ACCURATE!!
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Adjustable Rate Mortgage (ARM) - ACCURATE ANSWERS a mortgage with an interest rate that increases or decreases during the life of the loan Affiant - ACCURATE ANSWERS The person who makes and subscribes his signature to an affidavit. Amortization - ACCURATE ANSWERS the reduction of a loan bala...

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  • March 26, 2025
  • 5
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers

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NOTARY SIGNING AGENT TERMS
(PART 1) |ACCURATE!!

Adjustable Rate Mortgage (ARM) - ACCURATE ANSWERS✔✔ a
mortgage with an interest rate that increases or decreases during the life
of the loan


Affiant - ACCURATE ANSWERS✔✔ The person who makes and
subscribes his signature to an affidavit.


Amortization - ACCURATE ANSWERS✔✔ the reduction of a loan
balance through payments made over a period of time


Borrower's Certification Authorization - ACCURATE ANSWERS✔✔
This document has the borrower certify that all the information within
the loan application is correct. The borrower's certification and
authorization also authorizes the lender to share information in the loan
application with other parties. It also gives the lender the right to verify
information in the loan application, credit application, and employment
history. By signing a borrower's certification and authorization, the
borrower is willfully giving a way a piece of their privacy.


Compliance Agreement - ACCURATE ANSWERS✔✔ This document
informs the borrower that if anything else needs to be signed before the
loan funds, the borrower will comply with any requests.

, Correction Agreement Limited Power of Attorney - ACCURATE
ANSWERS✔✔ The Correction Agreement Limited Power of Attorney
is very similar in purpose to the compliance agreement which asks the
borrowers to agree to comply if their help is needed in straightening out
any clerical errors. Its also similar to the Errors and Omissions
compliance agreement.


Deed of Trust - ACCURATE ANSWERS✔✔ A deed to real property,
which serves the same purpose as a mortgage, involving three parties
instead of two. The third party holds title for the benefit of the lender.
Beneficiary (Lender), Trustor (Borrower), Trustee (Third Party)


Discount Points - ACCURATE ANSWERS✔✔ used to lower the
mortgage interest rate


Errors and Omissions - ACCURATE ANSWERS✔✔ The Errors and
Omissions document requires the borrower to comply with the lender to
make corrections should any clerical errors need to be fixed in the loan
documents. This document is similar to the Compliance Agreement.
There is another document which is a hybrid of the two called an Errors
and Omissions Compliance Agreement.


Escrow - ACCURATE ANSWERS✔✔ An Escrow company is a neutral
third party who carries out the instructions of both the buyer and seller to
handle all the paperwork of settlement or "closing". Escrow may also

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