HUD

HUD HOUSING COUNSELOR CERTIFICATION CERTIFIED QUALITY ACTUAL 2025/26 EXAM GRADED A+

HUD PRACTICE EXAM VERIFIED QUESTIONS AND ACCURATE ANSWERS ACTUAL 2025/26

HUD Practice Test Questions and Answers Verified 100% Correct What is the purpose of the Veterans Affairs Supportive Housing (VASH) program? - ANSWER To end veteran homelessness A tenant's apartment building has been sold. The new owners have informed the tenant that the rent will immediately increase by $100 a month despite having four months left on the written lease. Which best describes the situation? - ANSWER New landlord has to honor the existing lease ...

HUD Exam - Financial Management Exam Questions And Answers Verified 100% Correct Where should a client go to obtain a free credit report? A. B. C. D. - ANSWER C. This is the federally authorized site for consumers to obtain free credit reports from each of the three main credit reporting agencies. Which complies with fair credit laws? A. an employer can check a credit report at any time B. A vendor can display part of the credit card number on the sales...

HUD Exam – Tenancy Study Guide Questions And Answers Verified 100% Correct Mary did not pay her electricity bill during the last month in her previous rental. Which of the following will reduce the risk that his/her rental application will be rejected? A. The client can prioritize paying off debts to utility companies. B. The client can be upfront with the potential landlord about why s/he had late payments on the previous rental. S/he can also describe how the current...

HUD Exam Prep Questions And Answers Verified 100% Correct 1.2.11) The following client needs to improve their credit. Match situation with an appropriate way to improve credit. B. Molly is a recent college graduate trying to apply for her first credit card but has been denied. 1. Review budget to help find funds so that all monthly payments can become current. 2. Make more than the minimum payment to pay down the balances. 3. Apply for a secured credit card t...

HUD Housing Counselor Exam

Which document is most important when working with a client to develop an initial budget as part of a Client Action Plan? - ANSWERList of Assets Retirement plan statement Pay stub X Current lease A client would like purchase a home within one year. The client is motivated to increase household income as a way to save for a down payment and qualify for a loan. Which is the best solution for the client to reach this goal? - ANSWER A credit report may contain which information? - ANSWERInc...

Which document is most important when working with a client to develop an initial budget as part of a Client Action Plan? - ANSWERPay Stub A client would like to purchase a home within one year. The client is motivated to increase household income as a way to save for a down payment and qualify for a loan. Which is the best solution for the client to reach this goal? - ANSWERFind a second job A credit report may contain which information? - ANSWERThe number of accounts in collection statu...

A client, who is a divorced local school teacher, is interested in purchasing his first home. He wishes to stay in the same neighborhood where he now lives and to purchase a home in the low-$100,000 range. He currently leases a car for $435 a month and would like to buy a new car. The client has a lease on an apartment with his college friend. Their monthly rent on the apartment, which they split evenly, is $1,100. He has been working as a teacher for five years and earns $50,000 a year. His div...