Adjuster Pro

Adjuster Pro - Florida Certified Adjuster Glossary Exam Prep 2023. Accumulated Depreciation - ANSWER The total decrease in an item's value over a period of time. Formula: (Annual Depreciation x Number of years used) Actual Cash Value (ACV) - ANSWER A valuation method used by insurers to reflect an item's current market value right before being damaged or destroyed. Formula: (Replacement cost - Accumulated Depreciation) Adhesion - ANSWER One of the characteristics of an insurance contrac...

Adjuster Practice Questions 2023. indemnify the insured - ANSWER the deductible does each of these EXCEPT: upholds the principle of indemnity - ANSWER the Other insurance clause: risk - ANSWER chance of a windstorm causing a loss to ones property is: loss in the stock market - ANSWER each of the following involves pure risk EXCEPT a Bodily injury b drought c. loss in the stock market d. flood coverage b - ANSWER which type of coverage relates to damage to or destruction of detac...

Adjuster Pro Section-1 Practice Questions 2023. 6 Characteristics of Insurance Contracts - ANSWER 1. Personal 2. Adhesion 3. Utmost Good Faith 4. Aleatory 5. Unilateral 6. Conditional Specific Limits - ANSWER Limits that apply to one specific type of property Morale Hazard - ANSWER carelessness or indifference to a loss because of the existence of insurance Moral Hazard - ANSWER Arises when people behave recklessly because they know they will be saved if things go wrong by their i...

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Adjuster Pro - Florida Certified Adjuster Glossary| 260 QUESTIONS/LATEST VERSION /GRADED A Accumulated Depreciation Correct Answer: The total decrease in an item's value over a period of time. Formula: (Annual Depreciation x Number of years used) Actual Cash Value (ACV) Correct Answer: A valuation method used by insurers to reflect an item's current market value right before being damaged or destroyed. Formula: (Replacement cost - Accumulated Depreciation) Adhesion Correct Answ...

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