NMLS SAFE Mortgage Loan Originator Exam 2022/2023 Questions & Answers CFPB took over regulatory authority over (TILA) Truth in Lending (RESPA) Real Estate Settlement Procedures Act (HPA) Homeowners Protection Act (FCRA) Fair Credit Reporting Act Portions of the Gramm-Leach Bliley Act related to information privacy (ECOA) Equal Credit Opportunity Act. (HMDA) Home Mortgage Disclosure Act (HOEPA) Home Owner Disclosure Act (SAFE ACT) Secure and Fair Enforcement for Mortgage Licensing A...

NMLS EXAM 2021 Fraud for money Laundering - -Criminal uses scheme known as value tampering -Criminal offers to buy house at reduced rate -Seller must sell at appraised value on paper, but after clo sing, seller give the criminal the difference in cash. Adverse Action -