HUD Housing Counselor

Liberty University

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HUD Housing Counselor Exam| 71 QUESTIONS| WITH COMPLETE SOLUTIONS

HUD Housing Counselor Exam| 71 QUESTIONS| WITH COMPLETE SOLUTIONS
Exam (elaborations) • 7 pages • 2022
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Adjustable Rate Mortgage (ARM) Correct Answer: Adjustable rate mortgages have an initial rate that applies for a defined period of time (typically from one month to 10 years), then adjusts at pre-determined intervals for the life of the loan. Interest rates can increase or decrease when adjusted. Adjusted Gross Income Correct Answer: Gross income minus adjustments, or reductions, that one is eligible for, such as deductions for unreimbursed business expenses, tuition and fees, and contribut...