Insurance Law (INSURANCE)

I. INTRODUCTION Insurance touches us all in many ways, whether obvious or not. For example, it facilitates commerce and allows us to shift risk from fire, accident, property loss, personal and bodily injury, and the financial loss associated with death. Insurance is an ever-present part of people’s daily lives. These shifts have a cost felt by most individuals on at least a yearly basis. Michigan is currently the home of the highest average automobile insurance premium in the United Sta...