- Study guides, Class notes & Summaries

Which of these do NOT constitute policy delivery? -correct answer Policy issued with a rating Which of these types of life insurance allows the policyowner to have level premiums and to also choose from a selection of investment options? -correct answer Variable Life J, an Accidental Death and Dismemberment (AD&D) policy holder, dies after injuries sustained in an accident. J's age as stated on the application five years ago was found to be understated by ten years. Which of the following...

Real versus personal property - correct answer real property: Real estate and the bundle of rights Personal property: all property that is not land or permanently attached to land, excepting trade fixtures and emblements. Physical characteristics of land - correct answer immobility, indestructibility, and heterogeneity. Metes and Bounds - correct answer describes property by landmarks, monuments, distances and angles. From point of beginning (POB) and returns to POB Rectangular Surv...

Which of the following is an insurance company that is organized under the laws of a different state within the United States? - correct answer Foreign protects the consumer's right to the privacy of credit and financial information, ensuring that all collected data is confidential, accurate, relevant and properly used - correct answer Fair Credit Reporting Act To indemnify means - correct answer to compensate for a loss or to make whole Principle of Indemnity - correct answer insuranc...

When you are driving on an interstate, why is it dangerous to follow the same vehicle for a long time? - correct answer You may become too relaxed and lose concentration. When you overtake another vehicle at night, why should you use your low beams? - correct answer So as not to blind the other driver What should you do if you are being overtaken by an emergency vehicle (fire, police, ambulance) flashing its emergency lights? - correct answer Pull as far over to right as possible. What ...

When you approach your exit on an interstate highway when should you get into the right lane? - correct answer At least one quarter mile from your exit What does a red flashing light at an intersection indicate - correct answer A red flashing light means you must stop completely and then proceed with caution When is it illegal for you to pass another vehicle - correct answer When the yellow solid line is in your lane When passing a car on the left will require you to move across the cen...

What is the most important reason for doing a vehicle inspection? - correct answer Safety for yourself and other road users. What things should you check during a trip? - correct answer Watch Gauges - Use senses to check for problems When stopped check critical items: - correct answer Tires, wheels, and rims - Brakes - Lights and Reflectors - Brake and Electrical connections to trailer - Trailer coupling devices - Cargo securement devices Name some key steering system parts. - correct a...

Mississippi CDL General Knowledge Exam (Questions and Answers A+ Graded 100% Verified) What is the most important reason for doing a vehicle inspection? ANS: Safety for yourself and other road users. What things should you check during a trip? ANS: Watch Gauges - Use senses to check for problems When stopped check critical items: ANS: Tires, wheels, and rims - Brakes - Lights and Reflectors - Brake and Electrical connections to trailer - Trailer coupling devices - Cargo securement de...

Mississippi CDL Exam Questions and Answers With Complete Solution What is the most important reason for doing a vehicle inspection? - Safety for yourself and other road users. What things should you check during a trip? - Watch Gauges - Use senses to check for problems When stopped check critical items: - Tires, wheels, and rims - Brakes - Lights and Reflectors - Brake and Electrical connections to trailer - Trailer coupling devices - Cargo securement devices Name some key steering ...