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![NYS Life, accident, and health insurance Exam with correct answers](/docpics/4182567/659d94acde968_4182567_121_171.jpeg)
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NYS Life, accident, and health insurance Exam with correct answers
- Exam (elaborations) • 28 pages • 2024
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NYS Life, accident, and health insurance Exam with correct answers
![NYS Life, Accident, and Health Insurance Bundled Exams Questions and Answers Multiple Versions (2023/2024) (Complete and Accurate)](/docpics/4142604/6596e5c7db47b_4142604_121_171.jpeg)
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NYS Life, Accident, and Health Insurance Bundled Exams Questions and Answers Multiple Versions (2023/2024) (Complete and Accurate)
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NYS Life, Accident, and Health Insurance Bundled Exams Questions and Answers Multiple Versions (2023/2024) (Complete and Accurate)
![NYS Life, Accident, and Health Insurance Questions and Answers Rated A+](/docpics/4142434/6596de4b5e977_4142434_121_171.jpeg)
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NYS Life, Accident, and Health Insurance Questions and Answers Rated A+
- Exam (elaborations) • 90 pages • 2024
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NYS Life, Accident, and Health Insurance Questions and Answers Rated A+ 
Which of the following would not be a requirement to obtain an Agent or Broker's license in New York? 
A. Be 18 years of age 
B. Be a resident of NY State for at least 10 years 
C. Complete a pre-approved insurance licensing course D. Pay applicable fees and pass required examination Answer: B. Be a resident of NY State for at least 10 years 
There is no time requirement for residency. An applicant must be a resident of NY...
![NYS Life, accident, and health insurance Exam Questions and Answers already passed](/docpics/4142384/6596dc9ea95e2_4142384_121_171.jpeg)
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NYS Life, accident, and health insurance Exam Questions and Answers already passed
- Exam (elaborations) • 63 pages • 2024
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NYS Life, accident, and health insurance Exam Questions and Answers already passed 
Which type of life insurance policy is best suited for paying off the outstanding balance of a 30-year mortgage in the event of the insured's death? 30-year decreasing term. 
How many days notice does the ACA require insurers to give before rescinding coverage? 30 
A signed good health statement may be requested by a life producer at the time of Policy Delivery 
Carol purchases a whole life policy that provides ...
![NYS Life, accident, and health insurance Exam](/docpics/4082045/658804ee0aa75_4082045_121_171.jpeg)
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NYS Life, accident, and health insurance Exam
- Exam (elaborations) • 34 pages • 2023
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Which type of life insurance policy is best suited for paying off the outstanding balance of a 30-year mortgage in the event of the insured's death? Correct Answers 30-year decreasing term. 
 
How many days notice does the ACA require insurers to give before rescinding coverage? Correct Answers 30 
 
A signed good health statement may be requested by a life producer at the time of Correct Answers Policy Delivery 
 
Carol purchases a whole life policy that provides a choice of dividend options. ...
![NYS Life, accident, and health insurance Exam Questions and Answers 2024](/docpics/4075114/6585bd5a64743_4075114_121_171.jpeg)
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NYS Life, accident, and health insurance Exam Questions and Answers 2024
- Exam (elaborations) • 27 pages • 2023
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Which type of life insurance policy is best suited for paying off the outstanding balance of a 30-year mortgage in the event of the insured's death? - 30-year decreasing term. 
 
How many days notice does the ACA require insurers to give before rescinding coverage? - 30 
 
A signed good health statement may be requested by a life producer at the time of - Policy Delivery 
 
Carol purchases a whole life policy that provides a choice of dividend options. This policy is required to include a state...
![New York Insurance Laws Questions and Answers Rated A](/docpics/3779502/6549016c1a291_3779502_121_171.jpeg)
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New York Insurance Laws Questions and Answers Rated A
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New York Insurance Laws Questions and Answers Rated A 
The time limit on certain defenses under individual health policies in New York is: 
A 
20 days 
B 
3 years 
C 
90 days 
D 
2 years D 
2 years 
The Superintendent may examine the books and records of any insurer based on the: 
A 
Permission of a producer 
B 
Authority granted by the state 
C 
Authority granted by the Secretary of State 
D 
Permission of the insurer B 
Authority granted by the state 
If a licensee uses an assumed name, the na...
![New York Life Insurance Questions and Answers Already Passed](/docpics/3779494/6549010e1b130_3779494_121_171.jpeg)
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New York Life Insurance Questions and Answers Already Passed
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New York Life Insurance Questions and Answers Already 
Passed 
Accelerated Benefits Riders attached to life insurance policies which allow death benefits 
to be used to cover nursing or convalescent home expenses. 
Accidental Death Benefits A policy rider that states that the cause of death will be analyzed 
to determine if it complies with the policy description of accidental death. 
Accidental Death Insurance An insurance policy that provides payment if the insured's 
death is the result of a...
![New York State Property and Casualty Licensing Exam Questions and Answers Graded A+](/docpics/3779489/654900ff5df12_3779489_121_171.jpeg)
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New York State Property and Casualty Licensing Exam Questions and Answers Graded A+
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New York State Property and Casualty Licensing Exam 
Questions and Answers Graded A+ 
Pro Rata Liability Clause is included in an insurance policy to deal with the problem of 
Duplicate insurance policies 
The purpose of this clause is to illustrate the method to determine each insurer's liability in case 
of a loss. Each insurer pays its fair share determined by the percentage that the carrier's limit 
bears to the total coverage carried. 
pro rata liability If a loss occurs that is covered b...
![NY Independent General Adjuster Exam - Series 17-70 Questions and Answers Graded A+](/docpics/3779482/654900eb3a6f0_3779482_121_171.jpeg)
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NY Independent General Adjuster Exam - Series 17-70 Questions and Answers Graded A+
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NY Independent General Adjuster Exam - Series 17-70 
Questions and Answers Graded A+ 
Dram Shop Liability refers to: Liquor Law Liability. 
The insured has suffered a covered loss under his DP-3 dwelling form. He fails to protect the 
property from further loss. The additional loss that occurs as a result of his inactions may be 
denied because of what clause in the policy? Neglect. 
To be eligible for the New York assigned risk auto plan a person must: Hold a valid driver's 
license. 
Any insu...
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