A health insurance policy Study guides, Class notes & Summaries
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![PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT ANSWERS 2023](/docpics/63e4d50d41065_2353097.jpg)
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PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT ANSWERS 2023
- Exam (elaborations) • 42 pages • 2023
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PRIMERICA LIFE INSURANCE EXAM 
WITH 100% CORRECT ANSWERS 2023 
An insured purchased an insurance policy 5 years ago. Last year, she received a 
dividend check from the insurance company that was not taxable. This year, she did not 
receive a check from the insurer. From what type of insurer did the insured purchase 
the policy? 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock - Correct answer-A. mutual 
funds not paid out after paying claims and other operating costs are re...
![PSI Life Exam Questions and Answers 100% Pass](/docpics/641f825915cbe_2516210.jpg)
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PSI Life Exam Questions and Answers 100% Pass
- Exam (elaborations) • 20 pages • 2023
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SI Life Exam Questions and Answers 100% Pass What kind of retirement plan can a 75-employee for profit corporation establish? Simple IRA 
The taxable portion of a monthly income benefit paid during the annuity phase from a nonqualified annuity is calculated using the Exclusion ratio 
Unfair claims settlement methods and practices by an insurance company include all of the following acts EXCEPT failure to pay all claims that are reported within 90 days after a loss occurs 
The settlement option t...
![Primerica Life Insurance Exam: 2023/ 2024 New Update (Questions and 100% Verified Answers)](/docpics/3108295/64bafc2a8f449_3108295_121_171.jpeg)
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Primerica Life Insurance Exam: 2023/ 2024 New Update (Questions and 100% Verified Answers)
- Exam (elaborations) • 20 pages • 2023
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Primerica Life Insurance Exam: 2023/ 2024 
New Update (Questions and 100% Verified 
Answers) 
1. A married couple owns a permanent policy which covers both of their lives and pays the 
benefit only upon the death of the first insured. Which policy is that? 
A. Survivorship Life Policy 
B. Second-to-Die 
C. Family income policy 
D. Joint life policy 
 Answer: D. Joint life policy 
 
 
 
 
 
2. An annuity owner is funding an annuity that will supplement her retirement. Because she 
does not...
![West Virginia Laws and Rules Pertinent to Insurance Exam Study Questions and Answers Graded A 2024-2025](/docpics/4922751/660f168c0e08e_4922751_121_171.jpeg)
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West Virginia Laws and Rules Pertinent to Insurance Exam Study Questions and Answers Graded A 2024-2025
- Exam (elaborations) • 9 pages • 2024
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The West Virginia Insurance Commissioner attains office in which of the following ways? - Gubernatorial appointment (Governor of WV) 
 
An offer of life insurance by an insurance company in West Virginia to individuals who are personally invited to apply on the basis of the offer is known as what type of solicitation? - Direct response 
 
When a producer is soliciting a client to effect a contract of insurance, the producer is engaged in - transacting insurance 
 
Courses are approvedfor continu...
![AINS 103 (Latest 2023/ 2024 Update) Exploring Commercial Insurance Exam Review Questions and Verified Answers| 100% Correct| Grade A](/docpics/4018699/657a170048b36_4018699_121_171.jpeg)
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AINS 103 (Latest 2023/ 2024 Update) Exploring Commercial Insurance Exam Review Questions and Verified Answers| 100% Correct| Grade A
- Exam (elaborations) • 18 pages • 2023
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AINS 103 (Latest 2023/ 2024 Update) Exploring Commercial Insurance Exam Review Questions and Verified Answers| 100% Correct| Grade A 
 
Q: Which one of the following is one of the covered causes of loss in the commercial property policy Causes of Loss—Basic form? 
 
 
Answer: 
Vandalism 
 
 
 
Q: Billy owns a baseball souvenir store in Cooperstown, NY. He insured his store under a Building and Personal Property Coverage Form (BPP) with a $275,000 limit and a $1,500 deductible. A large fire in ...
![Missouri Life and Health Exam Questions and Answers 100% Pass](/docpics/2908648/648c27af24e09_2908648_121_171.jpeg)
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Missouri Life and Health Exam Questions and Answers 100% Pass
- Exam (elaborations) • 80 pages • 2023
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Missouri Life and Health Exam Questions and Answers 100% Pass 
In a Life insurance contract, an insurance company's promise to pay stated benefits is called the: 
a) insuring clause 
b) consideration clause 
c) entire contract d) owner's rights insuring clause 
under which circumstance MUST a health insurer have an expedited grievance review procedure? when the enrollee's life or health is jeapordized 
The Consideration clause in a life insurance contract contains what pertinent information? ...
![Kentucky Life and Health Insurance Exam (New 2024/ 2025 Update) Questions and Verified Answers| 100 % Correct| Grade A](/docpics/4918387/660eabb99b75c_4918387_121_171.jpeg)
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Kentucky Life and Health Insurance Exam (New 2024/ 2025 Update) Questions and Verified Answers| 100 % Correct| Grade A
- Exam (elaborations) • 51 pages • 2024
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Kentucky Life and Health Insurance Exam 
(New 2024/ 2025 Update) Questions and 
Verified Answers| 100 % Correct| Grade A 
 
 
QUESTION 
 The only party in an insurance contract that makes a legally enforceable promise is the 
insurance company. Because of this, insurance contracts are considered to be: 
 
 conditional 
 aleatory 
 unilateral 
 contracts of adhesion 
 
 
Answer: 
unilateral 
 
Insurance contracts are unilateral. This means that only one party (the insurer) makes any kind of ...
![ALABAMA INSURANCE TEST QUESTIONS & ANSWERS (100% CORRECT)](/docpics/2910730/648c8ec6824a4_2910730_121_171.jpeg)
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ALABAMA INSURANCE TEST QUESTIONS & ANSWERS (100% CORRECT)
- Exam (elaborations) • 12 pages • 2023
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ALABAMA INSURANCE TEST QUESTIONS & ANSWERS (100% CORRECT) 
ALABAMA INSURANCE TEST QUESTIONS & ANSWERS (100% CORRECT) 
 
Which welfare program provides assistance to the needy? - ANSWER - Medicaid 
 
Barbara has the right to change the beneficiary designation on her life insurance policy. Barbara's beneficiary is a(n): - ANSWER - revocable beneficiary 
 
Within how many calendar days must all clean electronic health insurance claims be paid in Alabama? - ANSWER - 30 
 
Which type of term policy ...
![INDIANA LIFE AND HEALTH RULES AND REGULATIONS EXAM (2023/2024) RATED A+](/docpics/4291841/65ad67ce89913_4291841_121_171.jpeg)
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INDIANA LIFE AND HEALTH RULES AND REGULATIONS EXAM (2023/2024) RATED A+
- Exam (elaborations) • 18 pages • 2024
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INDIANA LIFE AND HEALTH RULES AND REGULATIONS EXAM (2023/2024) RATED A+ Insurance Commissioner • Appointment by Governor • Member of NAIC 
Insurance commissioner Duties responsible for overseeing the Department of Insurance, which regulates insurance companies operating in Indiana. works to promote improvements to insurance laws and the enforcement of said laws in Indiana.[ 
Certificate of Authority Licensed companies receive a _______________________________ to conduct the business of insur...
![INF1505 ASSIGNMENT 2 FOR 2024 - Distinction Obtained](/docpics/5473804/66572d8125895_5473804_121_171.jpeg)
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INF1505 ASSIGNMENT 2 FOR 2024 - Distinction Obtained
- Other • 23 pages • 2024
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Question 1 Not yet answered Marked out of 1.00 
Flag question 
Question text Which of the following is recommended in the context of a comprehensive security plan? 
 
a. Participants should receive certificates before training sessions. 
 
b. Management should expect employees to implement their own training. 
 
c. Employees should be trained in security measures. 
 
d. Employee passwords and ID badges should be periodically revoked. 
Clear my choice Question 2 Not yet answered Marked...
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