Adjuster license exam - Study guides, Class notes & Summaries

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Jerome was shopping at ABC Imports when a light fixture fell from the ceiling and hit him on the head. Jerome's injuries resulted in an extended hospital stay, so he sued ABC Imports and was awarded $400,000. Assuming ABC Imports carries a CGL with a General Aggregate of $750,000 and a per occurrence limit of $250,000, what is the maximum that ABC's insurer will pay for Jerome's injuries? - ANSWER $250,000 Strict Liability: - ANSWER holds a person liable for his actions regardless of how m...

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Texas All Lines Adjuster License Exam Questions & Answers 2024/2025 Horatio is a business owner who is part of a business owners group that are buying old commercial buildings in their small city and refurbishing them. Horatio has bought a beautiful historical building made mostly of wood. He installs a sprinkler system right away to prevent a fire. What risk management strategy is Horatio using? - ANSWERSRisk Reduction A church has had the woodwork in the building refinished and new sta...

Texas All Lines Adjuster License Study Guide Exam Questions & Answers 2024 Staff Adjuster - ANSWERSAdjusters who work exclusively for an insurance company Independent adjuster - ANSWERSAn individual who is employed as an independent contractor to an adjusting / staffing company and handles claims for an insurance company Public adjuster - ANSWERSAdjusters that represent the insured by negotiating claims with the insurance company. Insurer - ANSWERSAny insurance company or self-insu...

SUPER-DUPER TEXAS ADJUSTER LICENSE EXAM 2024 WITH 100% CORRECT ANSWERS Insurance History and Regulation: Insurance - correct answer Coverage by contract whereby one party undertakes to indemnity (hold harmless) or guarantee another against loss by a specified contingency or peril. Insurance History and Regulation: NAIC - correct answer An organization whose purpose is to organize the regulatory and supervisory efforts of the various state insurance commissioners from around the United Stat...

NC ADJUSTER LICENSE PRACTICE EXAM